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JAKARTA - Arief Muhammad is known as a celebrity figure and also a businessman who is known to have successfully fulfilled his dream of being financially secure. But behind the establishment that he has now achieved, Arief Muhammad seems to have experienced the ups and downs of financial arrangements that you can now copy so that it is not difficult for you to understand how financial arrangements work.

One of Arief Muhammad's ways to achieve financial stability is by setting up a savings post after receiving an income.

"I used to be an influencer and didn't have a steady income, once I had money I would immediately spend it, so I didn't have any savings. I've also had to sell pulses and satay to earn money because of the economic situation," said Arief as quoted by ANTARA, Saturday, 9 April.

Although it is not easy to resist temptation, in the end Arief succeeded in achieving his dream because of his discipline and consistency. Both become an important part in the journey to achieve the desired dream.

There is no need to set aside large amounts of money to save if your funds are limited, even if the amount is small but done regularly, it means that you have made it easier for you to make your dreams come true.

Another way that Arief Muhammad applied to achieve financial security and his dream is by not making personal pleasures or lifestyle a priority.

According to the man who was famous for his moniker @poconggg, this method is effective for people who are just starting a business or pioneering financial management habits.

"Forget about budgeting for fun. It's better to prioritize achieving your dreams and paying all your routine bills. If your efforts have seen results, then we can start enjoying them," he said.

Furthermore, he also mentioned that it is better to separate personal financial arrangements and business needs.

Thus, daily to monthly financial arrangements can run smoothly without interfering with each other.

"This is because the money from the business needs to be replayed, not for personal enjoyment," said Arief Muhammad.

With so many choices of digital applications for finance today, of course, it will be easier to make financial arrangements so that you can make the best use of technology services so that your dreams will come true soon.


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