JAKARTA - Indonesia is entering a transitional phase towards the digital economy. One of these can be seen through an increase in non-cash payments from US$813 million to US$26.2 billion from 2017 to 2021.
Related to this, Funds as digital wallets noted, the increase in financial service features consisting of investment products and micro insurance reached 769 percent on an annual basis or year on year (yoy), until the end of the third quarter of 2023.
"We see a trend of buying investment products through digital platforms such as digital gold and micro insurance products such as gadget screen protection. This increase shows that it turns out that users have a need for investment products and micro insurance," said Head of Investment and Insurance Dana Ivan Kusuma in an official statement received by VOI, Tuesday, October 31.
Ivan said financial services are one of the features that continue to innovate along with the user's needs for various financial services.
Given, users can buy digital gold through the eMAS feature, manage and develop their business with a Business FUND service, as well as purchase of health insurance through the Alert FUND.
He added that DANA micro insurance products are also the mainstay of users, such as screen protection for gadgets or crack screen protection, culinary protection or safe dining plans, and bill payment insurance.
In addition, Ivan continued, Dana also noted that overall transactions in the DANA digital wallet increased by 144 percent in the third quarter of 2023 (yoy), with an increase in non-cash transactions through QRIS reaching 247 percent.
According to him, this shows that it is increasingly inclusive and efficient in non-cash payments so that the benefits can be felt by the community.
"The transaction of sending money also increased by 232 percent, and the bill payment feature increased by 103 percent," said Ivan.
The feature of sending money, disbursement, credit and data, e-commerce, and QRIS payments, said Ivan, has indeed become five mainstay features of Dana users until the third quarter of 2023.
With these positive growths, Ivan emphasized, his party will be more enthusiastic in the future in completing digital payment solutions, of course by ensuring the safety and comfort of users in transactions.
"We hope that the ease of having investment products, protection insurance and other financial service products will always be felt by Dana users, because we are committed to continuing to provide modern financial service solutions for everyone in Indonesia," he said.
VOIR éGALEMENT:
For your information, in addition to completing the needs of user financial services to accelerate financial inclusion in Indonesia, Dana is also dedicated to increasing financial literacy through education to users through various channels.
One of them is through the @dana.fintaach page on social media which continues to voice financial education and investment, as an effort to provide the best transaction experience for users.
The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)
