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JAKARTA - President Director of PT Bank Maybank Indonesia Tbk Taswin Zakaria considers the competition between Islamic banking in Indonesia to be not too tight.

"If fellow Islamic banking in Indonesia, (the competition) may not be so tight. Maybe if we talk so strictly or not, maybe from the side of the solution offered (to) customers, (to) the community," he said at a press conference for the launch of Shariah Wealth Management at the Fairmont Hotel, Jakarta, quoted from Antara, Tuesday, September 26.

Furthermore, his party does not see the development of product solutions or programs offered by Islamic banking as tightly as conventional banking competition. In a sense, the largest competition in the banking industry occurs between conventional banks.

"But, this is all (back) again to Islamic banking players themselves, how can we as sharia banking actors develop products, find programs, solutions, which are more, more diverse for the community," he said.

Therefore, he said, Maybank Indonesia presents Sharia Wealth Management (SWM) in order to enrich the availability of products that can be chosen by the public, so that the share of Islamic banking can relatively increase considering the conventional banking market still dominates the banking market.

"I think these are the products we offer (in SWM) such as pillars of purification, distribution, which so far (may) not answer the growth of an Islamic-based society, (hopefully) it can be answered, so that our share market portion can get bigger in Islamic banking," said Taswin.

On this occasion, his party launched SWM as a sharia financial solution that focuses on planning wealth holistically.

The implementation of SWM prioritizes five pillars, namely wealth creation which will provide solutions in general for family financial needs, then wealth accumulation which provides financial products solutions to optimize sharia-based investment.

The third pillar is wealth protection as a solution that can provide protection for customer assets from risk, then wealth purification which is expected to help customers clean wealth and share with others, as well as wealth distributions that will help customers in preparing or sharing inheritance.

Head of Shariah Banking Maybank Indonesia Romy Buchari hopes that SWM can accompany customers' life trips financially, socially and spiritually. It is stated that it has prepared a bundle of SWM products to help customers through the five stages of the existing pillars.

According to him, the wealth creation, wealth accumulation, and wealth protection pillars can be seen as pillars from the financial side. The wealth purification and wealth distribution are called unique pillars of SWM, and are expected to provide more value than wealth management that already exists in the current Islamic banking market.

The fourth title is the pillars of the purification. We can talk about how we facilitate our customers in doing zakat, alms, waqf. (Then also) the fifth pillar which is no less unique, where we will facilitate our customers who need to prepare a will for their heirs and also other beneficiaries, not only for children and grandchildren, for example, but also for other wider communities," said Romy.


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