JAKARTA - Throughout the first semester of 2023, KoinWorks noted that it had disbursed Rp 52 billion in financing. This financing is channeled through the buy now pay later (BNPL) product line which was launched in the fourth quarter of 2022.
KoinWorks CEO and Co-Founder, Benedicto Haryono said, with a loan limit of up to 2 billion rupiah and a maximum tenor of 180 days, KoinPaylater offers an easy registration process for potential partners, as well as opens opportunities for partners to attract a wider range of customers.
"The BNPL KoinWorks service has reached the pharmaceutical, construction, agriculture and fisheries, FMCG, and several other industries," said Benedicto in his statement to the media, Tuesday, August 8.
He continued, financing through pay-later products is a new opportunity to provide capital with a scheme that is increasingly relevant to the needs of MSMEs.
"It is hoped that more and more business people will take advantage of KoinPaylater, so that their customers can shop more comfortably, as well as manage their business cash flow better," he said.
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He said KoinPaylater is a payment option that allows users to access goods, raw materials, or business operational needs quickly and safely.
"This innovation is also in line with the mission of the Ministry of Cooperatives and SMEs in digital transformation, so that more MSMEs can access digital services," concluded Benedicto.
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