What Is QRIS? Know The Meaning, Function, Benefits And How To Make It

Illustration of transactions with QRIS (Photo: Doc. Bank Indonesia)

YOGYAKARTA Viral fraud case by changing the QRIS sticker in the charity box of Nurul Iman mosque, Pancoran Jakarta, South by a man.

The perpetrator's action to replace the QRIS sticker in the charity box was caught on CCTV cameras. The latest news is that the Polda Metro Jaya managed to arrest the perpetrators of the fraud. Based on the investigation, the perpetrator has attached fake QRIS at 38 locations dominated by places of worship.

The suspect is Mohd. Imam Mahlil Lubis with a chronology on April 9, 2023 at the Nurul Iman Mosque Blok M Square is suspected of having worked in a criminal act of fraud and/or the transfer of funds was made by the perpetrators against the Nurul Iman Mosque Blok M Square, quoted from a press release from Polda Metro Jaya, Wednesday, April 12, 2023.

So, what is QRIS? Know the meaning, function, benefits and how to make it in the following article.

Quoted from the official website of Bank Indonesia, the Quick Response Code Indonesian Standard or commonly abbreviated as QRIS (readed by KRIS) is the unification of various kinds of QR from various Payment System Service Providers (PJSP) using a QR Code.

Simply put, QRIS is an electronic payment standard in Indonesia. QRIS allows someone to shop without having to bring in cash because QRIS' QR code brings together various PJSPs like OVO, GoPay, Dana, LinkAja, and so on.

QRIS was developed by the payment system industry together with Bank Indonesia so that the transaction process with QR Code can be easier, faster, and maintained security.

All payment system service providers who will use the QR Code of payment are required to implement QRIS.

QRIS Function

According to Bank Indonesia, QRIS functions to standardize various QR codes from PJSP, so that it can support buying and selling activities quickly, easily, and safely, both business and consumer.

Currently, QRIS can be used in all shops, traders, stalls, parking, tourist tickets, donations (merchants) bearing the QRIS logo, although QRIS providers at merchants are different from the application providers used by QRIS.

Merchants only need to open an account or account to one of the QRIS organizers registered with Bank Indonesia.

Benefits of QRIS

The standardization of QR Code with QRIS offers many benefits, both for merchants such as MSMEs and consumers.

Some of the QRIS benefits for consumers include:

Meanwhile, the benefits of QRIS for MSME actors include:

How To Make QRIS As A Merchant And User

Here are the steps to make QRIS as a merchant:

Meanwhile, how to create QRIS as a user, namely:

That's information about what QRIS is and its functions, benefits and ways to make it. To get other interesting news, keep reading VOI.ID.