JAKARTA - The Financial Services Authority (OJK) is said to continue to encourage increased financial literacy and inclusion by issuing Financial Services Authority Regulation (POJK) Number 3 of 2023 concerning Increasing Financial Literacy and Inclusion.
Head of the OJK Communications Department Aman Santosa said this provision was a refinement of POJK Number 76/POJK.07/2016 by paying attention to the synergy between various related parties.
"The POJK 3/2023 aims to support the government's target of achieving the Financial Inclusion Index by 90 percent by 2024," he said in a written statement on Friday, March 24.
According to Aman, financial literacy and inclusion are two sides that must be balanced. He said, financial literacy is expected to encourage the quality of financial decision making and financial management.
"On the other hand, it is necessary to balance it with increasing financial inclusion through the availability of access to financial institutions, products and services," he said.
The following is the substance of strengthening POJK 3/2023.
1. Embrace financial service business actors (PUJK) in carrying out activities
2. Adjusting to the development of innovation and technology
3. Increase the quantity of implementation of activities
4. Strengthening supervision
5. Utilization of educational learning learning management system
6. Strengthening the provisions related to governance
7. Affirmation of sanctions for violators of the rules
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