JAKARTA - Indonesian Credit Insurance (Askrindo) noted that the realization of people's business credit guarantees (KUR) reached IDR 164 trillion throughout 2022. Where the realization was 104 percent of the target with a total recipient of 4.8 million MSME actors.
Askrindo Operations Director Erwan Djoko Hermawan said the achievement was part of the improving belief in the national economy, especially in the MSME sector.
"As a form of support for this program, Askrindo is optimistic and supports the government in the KUR distribution program of IDR 450 trillion in 2023," he said, quoting Antara, Friday, February 17.
Erwan said to expedite the KUR program, Askrindo anticipates by carrying out transformations including improving and optimizing services through improving processes and digitizing.
The members of the Insurance and Guarantee BUMN Holding will strengthen services at 59 branch offices and 6 marketing unit offices spread throughout Indonesia to support the guarantee of KUR distribution in all corners.
With the Regulation of the Coordinating Minister for the Economy (Permenko) Number 1, Number 2, and Number 3 of 2023 which expects KUR debtors to advance to class, Askrindo will continue to provide support through Productive Small Credit Insurance.
In line with the development of MSME guarantees, the KUR guarantor company also carries out educational and literacy activities through mentoring and coaching programs for MSME actors throughout Indonesia.
"Except for strengthening MSME guarantees, Askrindo is currently also improving services in medium credit insurance, general insurance, suretyship, counter bank guarantees, and trade credit insurance to support a wide economic increase," Erwan explained.
The KUR segmentation guaranteed by Askrindo today is trading (42.2 percent), agriculture and forestry (33.1 percent), services and other sectors (11.8 percent), small industries (8.3 percent), accommodation supply (2.8 percent), fisheries and marine (1.6 percent) and construction (0.2 percent) with total KUR distribution of Rp616.11 trillion with 18.3 million debtors and PEN distribution of Rp25.4 trillion with 40.9 thousand debtors.
The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)
