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JAKARTA - Bumiputera's Joint Life Insurance (AJB) 1912 stated that currently, it continues to focus on efforts to save companies and protect policyholders in the midst of the many losing insurance industries.

Corporate Secretary of AJB Bumiputera 1912 Hery Darmawansyah in Jakarta, Thursday, February 9, said the declining company's financial condition caused a difference between Bumiputera's assets and liabilities until 2021 to reach Rp23 trillion.

If the company continues to lose money, he continued, the impact will be liquidation, in this case the company will be closed and policyholders will lose money.

"Of course we don't want this to be experienced by consumers or policyholders, so we are really focused and serious about making various rescue efforts to ensure protection against the rights of policyholders," he said, quoted from Antara.

Hery said the losses suffered by the company must be borne together, this is related to the form of a company that is a joint business.

This means that if the company makes a profit, the profits will be divided among all members, in this case policyholders.

"Unlike other insurances, Bumiputera as a joint effort, profits and losses are borne together. As stated in the Article 38 of AJB Bumiputera Article 1912 concerning Losses. Article 4 states that this loss is borne by all members," he said.

Previously, at the 2023 Financial Services Industry Annual Meeting in Jakarta, Monday, February 6, President Joko Widodo asked the Financial Services Authority (OJK) to further intensify supervision of insurance, online loans (pinjol) and investments, especially from consumer protection aspects.

Meanwhile, OJK Head of Public Communications Group Darmansyah said OJK continues to seek to solve problems in a number of insurance companies while strengthening regulation and supervision to further protect consumers and encourage the advancement of a healthier, more efficient, and sustainable insurance industry.

In a written statement from OJK on February 2, 2023, it was stated that several cases of insurance companies were making efforts to resolve them according to applicable regulations, namely PT Asuransi Jiwa Adisarana Wanaartha (Wanaartha Life / PT WAL), PT Asuransi Jiwa Kresna (Kresna Life / PT AJK) and Asuransi Jiwa Bersama Bumiputera and Asuransi Jiwasraya.


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