BNI Boss Royek Tumilaar: Liquidity Becomes The Main Factor Of Indonesian Banking In Facing The Threat Of Recession 2023

Screenshot of the President Director of PT Bank Negara Indonesia Tbk (BNI) Royke Tumilaar. (Photo: VOI/Theresia Agatha)

JAKARTA - Towards 2023, concerns about the recession and uncertainty of the global economy are increasingly becoming. Nevertheless, Indonesia is said to still have the resilience to deal with this situation.

President Director of PT Bank Negara Indonesia (Persero) Tbk or BNI Royke Tumilaar is optimistic that Indonesia's economic growth will still occur next year. This is because BNI itself has proven it with rapid growth over the last two years. Until the third quarter of 2022, BNI has recorded a net profit of IDR 13.69 trillion. This achievement jumped 76.87 percent from the same period last year (year on year/yoy).This profit growth was supported by interest income of IDR 39.27 trillion, an increase of 4.66 percent on an annual basis (yoy). "I't sure that we will have problems like other countries, I'm very optimistic that we can definitely have such a large number of Indonesians, this is an advantage of how we encourage people to stay active and use Indonesian products, proud to be made in Indonesia," said Royke in the Webinar "Momentum for Economic and Political Consolidation" Business Challenges 2023 online, Thursday, December 15. "We continue to downstream from commodities so that we can have added value in the future, that will encourage economic (growth)," he continued.

In addition, interest expense also grew 2.83 percent (yoy) to Rp9.07 trillion, so that BNI's net interest income rose 5.22 percent (yoy) to Rp30.19 trillion. Another supporter of BNI's profit growth was also seen from other operating incomes. Reacceptance of assets that have been removed rose 72.28 percent (yoy) to Rp2.86 trillion, thus making this state-owned bank pocketed other operating incomes of up to Rp13.88 trillion or up 16.93 percent (yoy). On that occasion, Royke said there was one of the main factors that must be maintained by banks in order to face global challenges in 2023, namely liquidity. "So, I remain optimistic (on Indonesia's economic growth), but indeed there are many factors that must be watched out for, for example, if in banking it must maintain liquidity, this is the main factor that must be maintained so that the market remains liquid," he said.