YOGYAKARTA - Sharia-based investment is becoming an investment that is in demand in Indonesia. This investment aims to benefit in accordance with Islamic principles and laws.
There are various kinds of sharia investment products, one of which is sharia property investment
The trend of sharia property investment in Indonesia has continued to increase in recent years.
This type of investment actually has the same concept as ordinary property investment.
Both are in the form of buying and selling assets for profit.
Differences in sharia property investment and ordinary property investment lie in the system.
Investment in sharia properties is carried out by following the provisions or Islamic law.
These investment products are like property in general, namely houses, apartments, rented houses, kiosks, boarding houses, and so on.
The much desired profit from sharia property investment is the low risk scale. The risk of losses in this investment is fairly low compared to other types of investments such as stocks, bonds, and so on.
Another superiority of sharia property investment is that it is able to bring enormous profits. Profits are obtained from properties built or other properties owned by the owner.
Invested properties can be used again for contracted or leased, and free of risk of loss.
Many people still hesitate to invest in conventional properties because it is related to usury. Sharia property investment can be a solution for those who want to invest without usury. This type of investment is not bound by interest rates, so it can be said that it is more secure.
Another advantage of sharia property investment is that its security is more secure. Apart from being safe from usury, investment of this type is also free from forms of fraud and actions that violate Islamic law.
This investment can bring high trust to its users.
Property is a product that is ensured to always experience price increases. Although in some conditions major events, such as COVID-19, the value has decreased drastically.
However, in percentage range, 90 percent of property value always grows. The amount of price increase depends on the choice of location.
Sharia property investment offers profits in the long term, compared to other instruments such as stocks, deposits, and gold. The value in this investment will continue to increase from year to year.
This investment is suitable for those of you who want to invest in the long term.
Another drop in sharia property investment is the absence of a confiscation system. In contrast to ordinary property investments that implement a confiscated system when customers cannot meet the agreed payments.
In sharia property investment you will not experience this. This developer or investment developer does not implement a confiscated system because it is not in accordance with Islamic teachings.
Investment in sharia properties can also be a passive income tap or additional income. So you not only save it as an investment product, but can take advantage of this property to generate income.
You can rent or sign your property, whether it's a shop, shop, house, or office.
Before starting to invest in sharia properties, you need to understand several things so that they can be successful. Here are some investment tips that you need to try to make a big profit.
The first thing you must do is prepare funds. If your funds are still not sufficient, you can seek a loan or apply for a sharia mortgage.
You can also meet sharia developers or visit Islamic banks for the process of preparing property purchase funds. Don't forget to prepare other costs, namely down payment, installments, and finished marks.
Before investing in property, make sure you check market prices first. You need to review the price that is currently in effect on the market for the home model you want.
In investing in property, you need to choose the right location. Location is important in a property investment.
The location will determine the price of a property. So choose a strategic location, starting from easy access, smooth water sources, near crowded areas, and so on.
If you choose the mortgage program, don't forget to choose the tenor that suits your financial capacity.
Calculat the funds that you can pay each installment, and how long the tenor lasts.
Don't be in a hurry to determine the tenor, but pay attention and consider carefully.
That's the profit of sharia property investment and starting tips. Don't rush to decide to invest because you want to get big profits soon.
Before investing, make sure you have prepared and taken the steps earlier.
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