JAKARTA - Member of Commission XI DPR RI Eriko Sotarduga asked PT Bank Tabungan Negara (Persero) Tbk or BTN to make a breakthrough in meeting the needs of people's homes (backlogs), especially to millennials. Because according to him, there are currently many millennials who are no longer possible to buy a house because the price is too high compared to the income they receive per month.
"Because if you want to be honest, the backlog is very large. In DKI alone, how many millennials can't afford to buy a house because around Jakarta alone the price of the house is already Rp. 750 to Rp. 800 million, the cheapest," said Eriko in Jakarta, Thursday, September 15.
Eriko calculated that with a monthly salary ranging from Rp. 6-7 million, the millennials had to set aside 1/3 of the salary for house installments with a maximum loan tenor of 20 years and with Down Payment (DP) between Rp. 200 million-300 million.
"Well, the down payment of Rp. 200 million-Rp. 300 million from where? So there must be a clear breakthrough, why doesn't BTN make a house financing mechanism of 30 to 40 years like in Australia? Tell the DPR, why not? So that we together make this something real," he said.
Therefore, he emphasized how logically the people can prosper if the house does not have a place to take shelter.
"This is not grandiose, the price of Rp. 750 million is type 36 with a land area of 60/72. Something very simple, something that the people must get. Even if we look at how around the palace, how people live in 4x4 or 4x5 there are only 12 people left. They sleep alternately, use shifts. Because work outside does use shifts. It takes turns sleeping," said Eriko.
He hopes that BTN can make an important breakthrough regarding the backlog. If in big cities, such as Jakarta, vertical housing can be built. However, if you are on the edge of the city, horizontal housing (treaded houses) can be built with a financing mechanism from BTN between 30-40 years old.
"Please, let's not talk about this rights issue again next year. This is not what we want. BTN as a government bank owned by the people must be maximized in distribution. The majority of the shares are still owned by the government," said the member of the Budget Agency (Banggar) of the DPR RI.
Thus, he hopes that BTN can explain to Commission XI how much the real need for community backlogs is, how many years the need to complete the backlog, and how much BTN budget needs is needed to complete it. He believes that this is not difficult to realize even though he has to change the rules so that housing financing loans can last up to 30-40 years.
"The fuel subsidy can only be done, let alone subsidies at home. The fast train is financed. We must also have an element of justice, yes. If this can no longer be changed, let's prepare for the future. So the community and Commission XI can see that the government and BTN are serious about subsidies in this house," concluded Eriko.
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