Provide Ease Of Transactions For The MSME Sector, Bank DKI Implements Digitization Of The Old Kebayoran Market

Photo: Doc. Bank DKI

JAKARTA - Bank DKI continues to accelerate the transformation of digital services, one of which is to provide convenience for the MSME sector. To that end, on Thursday, August 11, Bank DKI together with Bank Indonesia carried out on-site monitoring activities for the implementation of digital payment acceptance SIAP QRIS (Innovative Healthy and Safe to Use-Quick Response Code Indonesian Standard) through JakOne Mobile in the Kebayoran Lama market.

Previously, Bank DKI together with Bank Indonesia had also carried out a digitalization program in the Klender Perumnas market, Kedoya Market, Koja Market and Santa Market. Present at the event, South Jakarta City Economic and Development Assistant, Mukhlisin, Head of Bank Indonesia Representative Office DKI Jakarta Province, Onny Widjanarko, Retail & Sharia Director, Babay Parid Wazdi, Head of UPT Center for Personal Funding and Education Operations for DKI Jakarta Province, Waluyo Hadi and Manager of Area 9 Pasar Kebayoran Lama, Dicky Fajar Siddik.

Babay Parid Wazdi in his statement stated that the contribution of MSMEs in employment and economic development is very large.

"Therefore, as a DKI Jakarta BUMD that focuses on developing the MSME sector, Bank DKI supports by providing JakOne Mobile as a super app with various digital service features that can accommodate various daily financial transaction needs, especially for traders and visitors to the Kebayoran Lama market. "Baby said.

Through the JakOne Mobile application, Bank DKI presents digital banking solutions for its customer users to create a more personal, mobile and reliable transaction experience ranging from paying various bills to paying taxes and online shopping, Scan by QRIS transactions, top up electronic money, giving alms/donating. for others to secure emergency funds through opening deposits anywhere and anytime.

Currently, Bank DKI has also presented New JakOne Mobile with a more attractive and user friendly UI/UX display in meeting customer expectations, especially the millennial generation. In addition, New JakOne Mobile can also be used by new customers to open a savings account online via their smartphone without having to go to a Bank DKI branch office.

As is known, until the July 2022 period, QRIS transactions through Bank DKI's JakOne Mobile grew 29.42 percent (yoy) to 477,262 compared to the July 2021 period of 368,746. In addition to QRIS transactions, as of July 2022, the number of JakOne Mobile users has also reached 1.7 million users, with a nominal transaction amount of more than Rp11 trillion, and a transaction volume of 12 million transactions.

Besides JakOne Mobile, Bank DKI also invites MSME players to develop their business by becoming agents through the JakOne Abank application. JakOne Abank is an officeless banking service where Bank DKI is present through an agent using a Mobile Point of Sale (MPOS) device for paying taxes and levies, paying bills. By becoming an agent of JakOne Abank, MSME players can serve various banking transactions and earn commissions from each transaction.

Bank DKI has also developed a Digital Lending application as a solution in providing access to capital for business actors which is certainly good for accelerating economic growth, especially in DKI Jakarta.

As a bank that gives full attention to the development of MSMEs, Bank DKI also participates in the People's Business Credit program. In 2022, Bank DKI targets to be able to distribute KUR of Rp 1 trillion to MSME actors in the operational area of Bank DKI, both existing debtors, JakPreneur members, and Perumda Pasar Jaya traders.