JAKARTA - PT Bank Central Asia Tbk (BCA) has applied a special interest for Micro, Small and Medium Enterprises (MSMEs) as a form of support to get out of the pressure of the COVID-19 pandemic. The special interest program is also a form of continuous assistance from BCA to support the growth of the MSME sector in Indonesia.
"So during the 2022 BCA Expoversary, we offer a special multipurpose loan interest for MSME players, amounting to 3.65 percent for business expansion purposes," said BCA EVP Commercial and SME, Freddy Iman, in his official statement, in Jakarta, as reported by Antara. , Saturday, March 12.
Not only that, according to Freddy, his party also provides financing facilities for warehouse expansion with a special interest of 5.65 percent. Meanwhile, for MSMEs in the Environmental, Social, Governance (ESG) sector which have environmentally friendly products, a special interest rate of 7.25 percent per year is provided.
Freddy explained that BCA's pattern of mentoring for MSMEs was aimed at enabling players to compete with competitors.
In addition, several MSME actors have received assistance in terms of payment transactions so that all transactions are recorded and have a history, which aims to make MSME actors more acceptable to banks and have great opportunities to get financial support in expanding their business. find, was departed from a hobby. We do curation, help them in terms of packaging, marketing, and onboarding, so that MSME actors can finally truly become entrepreneurs who are ready to face various challenges," said Freddy. from commercial and SME lending, which rose 4.8 percent in December 2021 when compared to the same period the previous year (year-on-year/yoy) to Rp195.8 trillion, in line with the improvement in demand in this sector in semester II/2021. Freddy added , the company will remain committed to assisting MSME actors in order to increase their capacity to become more professional MSMEs, referring to the fact that 95 percent of Indonesia's 65 million entrepreneurs are MSMEs. which have an impact on MSME products can be exported. "We will also be proud, if MSMEs were in the his journey can be a unicorn. Therefore, assistance in the form of education, assistance, and financing needs to be carried out so that MSME products become more modern, of high quality, and are successful in advancing to class," said Freddy.
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