Banking Employees In South Kalimantan Darken Credit IDR 5 Billion

Two witnesses were presented by the public prosecutor during the trial of the alleged corruption case of fictitious investment credit at the Banjarmasin Corruption Court, Monday (10/10/2022). (ANTARA/Firman)

BANJARMASIN - A banking employee belonging to the Marabahan branch government, Barito Kuala M Ilmi Regency became a defendant at the Banjarmasin Corruption Court, South Kalimantan for embezzling an investment loan worth IDR 5 billion. "The results of the audit that we are investigating are related to the flow of funds from the disbursement of four investment loans made by the defendant worth more than Rp. 5 billion," Reza said in his testimony at the trial as an internal auditor of the banking company where the defendant works, quoted from Antara, Monday, October 10. Reza said indications of violations and discrepancies between the procedures carried out were becoming clearer when his party analyzed the four investment credit files initiated by the defendant. To the witness, the defendant admitted that the defendant's photo of evidence as a relationship manager had conducted a survey to the business location of the four debtors and their collaterals were fake edited photos. Through the audit conducted, it was also found that four debtors of investment credit on behalf of Kurniawan Ramadhan, Samidi, M Haris Budiman and Fitrianoor were only fictitious. The indication is that the address for the four debtors is empty when visited by an auditor. Then the address for the business location is also only an empty shop unit on Jalan Ahmad Yani, Banjarmasin City. "We confirmed to PT United Tractor that the heavy equipment publisher who was used as collateral was indeed a fake invoice," said witness Reza before Chief Justice Aris Bawono Langgeng along with two members Ahmad Gawi and Arief Winarno. Meanwhile, another witness, Tiar, who is also from the banking sector, said that the flow of credit disbursement funds carried out by the defendant was transferred to an account in the name of H Radiani Rahman. However, after the search, the funds were no longer available because the funds were withdrawn in cash. "Other irregularities in the payment of credit installments in the names of four fictitious debtors were apparently transferred through an account in the name of H Radiani Rahman as well," he explained. In this case, Ilmi was charged by the public prosecutor (JPU) Article 2 paragraph (1) junto Article 18 of Law (UU) Number 31 of 1999 concerning the Eradication of Criminal Acts of Corruption as amended and added to Law Number 20 of 2001 concerning Amendments to Law Number 31 of 1999 concerning Eradication of Criminal Acts of Corruption junto Article 64 paragraph (1) of the Criminal Code. Meanwhile, the subsidiary indictment is Article 3 in conjunction with Article 18 of Law Number 31 of 1999 concerning the Eradication of Criminal Acts of Corruption as amended and added to Law Number 20 of 2001 concerning Amendments to Law Number 31 of 1999 concerning Eradication of Criminal Acts of Corruption in conjunction with Article 64 paragraph (1) of the Criminal Code.