Pawning Credit Cars Without Permit, Suzuki Finance Customers Imprisoned For 1.5 Years

TEGAL - The Tegal District Court (PN) sentenced a customer of PT Suzuki Finance Indonesia Tegal branch named Ranto to 1.5 years in prison.

The resident of Suradadi Subdistrict, Tegal Regency, pawned the car without permission from the finance company as a fiduciary provider.

Quoting the page https://ujungan3.mahkamahagung.go.id, quoted from Antara, the Chief Judge of the Tegal District Court Sudira also sentenced Ranto to a fine of Rp. 5 million. If not paid, will be replaced with imprisonment for 3 months.

The judge stated that the defendant was found guilty of violating Article 36 of Law Number 42 of 1999 concerning Fiduciary.

"Declaring that the defendant is found guilty of committing a fiduciary crime, transferring the object without written permission," said the judge in his ruling.

The fiduciary crime began when the defendant requested the purchase of a Suzuki Ertiga car in 2018 with an installment system through PT Suzuki Finance Indonesia Tegal Branch.

In the purchase, an installment of Rp5.3 million was agreed for 48 payments.

However, in 2019, the defendant pawned the car which had not yet been paid off without asking permission from PT Suzuki Finance Indonesia as the fiduciary provider.

After switching ownership, based on Antara's report, it was found that the defendant had not continued to pay the installments.

As a result of the defendant's actions, PT Suzuki Finance Indonesia was harmed up to Rp. 174.9 million.

Meanwhile, PT Suzuki Finance Indonesia's attorney, Daniel Hari Purnomo, said that this case was a lesson for finance company debtors not to easily transfer fiduciary objects without permission.

"To debtors with problems, do not let such things happen," he said.

According to him, Suzuki Finance is also still possible to file a civil lawsuit to restore the losses incurred.