Cooperating With Kredivo, BCA Digital Expands Access To Digital Loans For The Wide Community

Collaboration between BCA Digital and Kredivo (photo: BCA Digital)

JAKARTA - PT Bank Digital BCA (BCA Digital) announced a strategic partnership with Kredivo, a leading PayLater service provider in Indonesia and its brother, Kredi Fazz, an online loan company.

This collaboration is a collaboration between BCA Digital and Kredivo amid the high demand for Indonesians for access to digital credit.

Through this collaboration, the three companies unite their mission to be able to provide fast, easy, and affordable credit services, especially in tier-2 and tier-3 cities.

"From the collaboration between BCA Digital and Kredivo, we are optimistic that this synergy will encourage the expansion of access to digital credit and accelerate sustainable financial inclusion," said BCA Digital President Director, Lanny Budiati.

This strategic partnership also coincided with the momentum of the 2025 Financial Inclusion Month (BIK) in October, the initiative of the Financial Services Authority (OJK) to expand access to national finance.

Through this partnership, BCA Digital and Kredivo showed real support for the OJK program by expanding access to secure, affordable, and inclusive digital credit for the community, especially in tier-2 and 3 cities.

"Supported by a wide user base and merchant, strong risk management, and the Kredivo Group ecosystem, we are optimistic that this channeling will accelerate the expansion of access to financing in tier-2 and 3 cities, especially to meet people's daily needs," added the Co-Founder & President Director of Kredivo Indonesia, Umang Rustagi.

According to data from the Financial Services Authority, the distribution of PayLater for finance companies in September 2025 was recorded at IDR 10.31 trillion, or grew 88.65% YoY.

This surge confirms that public interest in digital credit services, including flexible payments such as PayLater, continues to increase rapidly which is in line with the trend of consumption and acceleration of digitalization of financial services.

This phenomenon further shows Kredivo's role in responding to people's daily needs through flexible digital credit solutions, as well as strengthening a healthy and sustainable financial industry ecosystem.