JAKARTA - Online loans are very popular today, because they offer an easy and fast loan process. But the negative excess is also not small. Many problems arise, especially about illegal borrowing.
In order to be able to apply for online loans safely and not trapped by illegal loans, prospective borrowers should pay attention to the following:
Do not apply for a loan to an application that does not include an OJK Logo and does not have an OJK Permit No.
If you don't find this information in the application description on the PlayStore, the app should be avoided
Dalam situs pinjol ilegal tidak memasang logo OJK. Logo OJK penting untuk menunjukkan bahwa perusahaan pinjaman sudah terdaftar resmi di OJK.Semua pinjaman yang resmi wajib memasang logo OJK.
To attract enthusiasts, the process of applying for credit in illegal loans is usually very easy.
Suddenly in a few seconds, the loan application was approved. There is no verification process, only a handful of data filling in, but the loan has been approved.
It is so easy the loan process that makes many people stuck and take credit on illegal loans. Although, actually behind that convenience, there is a very high interest burden and costs are waiting.
Consumers must completely reverse before the cut, while disbursement has been deducted by very high admin fees.
In illegal loan sites and applications, no composition of company management and directors is listed. The existence of management and directors is important to show the legality of the company.
The address of the illegal loan office usually does not exist or if it is not clear where it is. This uncertainty shows that illegal loans cannot be tracked for sure.
In legal online loans, the office address is clear and even provided by Google Map on site to show the location on the map.
No call center or customer service can be contacted by a prospective borrower. Again - again, the purpose of no call center number is so that the existence of illegal loans cannot be tracked
Although OJK and SWI always work hard to close and revoke illegal loan permits, the reality in the field of new emergence still occurs.
As a user, you should understand the characteristics of illegal borrowing in order to avoid it.
The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)
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