How To Credit A Car Safely and Comfortably At GIIAS 2024, Here Are Tips From ACC

Innova Zenix at GIIAS 2024. (Doc. ACC)

JAKARTA - The largest automotive exhibition in Southeast Asia, GIIAS 2024, is taking place until July 28. Various vehicle brands are exhibited with attractive promotions.

For visitors to GIIAS 2024 who want to get their dream car on credit, specifically for this exhibition, Astra Credit Companies (ACC) offers special interest, namely 0.67 percent interest for a 1 year tenor with terms and conditions that consumers can find out when visiting GIIAS 2024.

Well, apart from that, ACC also provides 4 tips on how to get safe and comfortable car loans through ACC Executive Vice President Corporate Communication Riadi Prasodjo who explains 4 tips on how to get safe and comfortable car loans. Anything?

The first tip is to choose a financing product according to your abilities. Owning a dream car on credit will require a commitment to make a down payment and installment payments over the term until it is paid off. Make sure the credit installment payments are safe in terms of monthly financial cash flow.

The second tip is to complete the credit requirements legally and correctly. All documents and personal data provided to the finance company are valid and correct.

“Currently there is a proliferation of credit fraud using other people's documents and personal data. ACC also reminds us never to give personal data and documents to other people to apply for credit because it will be detrimental to yourself," said Riadi, in his official statement, Wednesday, July 24.

The third tip is to understand the rights and obligations in the financing agreement. Make sure you understand your rights and obligations under the financing agreement before signing it. The financing agreement regulates the entire financing process from inception to full financing. ACC provides a Summary of Financing and Service Information (RIPLAY) to make it easier for customers to understand the financing agreement before signing it.

The final tip from ACC is to carry out your installment payment obligations well. If there are problems in paying credit installments, the customer should contact the nearest ACC branch office to find the best solution for both parties.

"Currently, there are also many cases of customers who are determined to hide or even sell their cars which are on credit to other people when they cannot pay the installments. "Even though this action is considered embezzlement and has criminal legal consequences," said Riadi.

In line with the mission To Promote Credit for A Better Living, ACC always wants to support and help improve people's lives through financing services. ACC hopes that with these tips, people can get financing services safely and comfortably.