The Purchase Scheme Of Private And Commercial Cars Turns Out To Be Different, Here's The Explanation

Discussion session with Astra Financial. (Photo:Afrizal/VOI)

JAKARTA - The scheme for buying private and commercial cars turns out to be some striking differences. Including for commercial cars there will be evaluations for potential buyers or customers.

This was revealed by Budi Widyadi, Head of the Marketing Division of Bank Jasa Jakarta, he said that the purchase of commercial cars would be evaluated from a financial perspective.

"Of course it's different because we evaluate customers from the financial side and business prospects, if the commercial helps customers move forward," he said, when met at JCC Senayan, Thursday, March 7.

Other differences include installment tenors, he revealed that commercial vehicles are the tenors offered ranging from 2 to 3 years.

"Based on our portfolio of 2-3 years (commercial) if the passenger is 5 years long, the passenger car is lower than the commercial," he added.

At the GAIKINDO Indonesia International Commercial Vehicle Expo (GIICOMVEC) 2024 exhibition, Astra Financial made an attractive offer through Bank Jasa Jakarta.

"For commercial car ownership for groups one and two starting at 3.67 percent of class 3 and 5 it is 4.67 percent, specifically for this program free of administrative costs for commercial purchases through BJJ," he continued.

On the same occasion, Tan Chian Hok as Project Director of Astra Financial GIICOMVEC 2024 said, as the Financial Services Division under the auspices of PT Astra International Tbk, Astra Financial always supports the business growth of its customers, which is in line with the company's vision to become a financial partner for Indonesia's welfare.

"As one of Astra Financial's business units, Bank Jasa Jakarta (BJJ) comes with relations banking services that have been proven for almost 40 years. This confirms our commitment to continue to provide relevant and efficient financial service solutions for customers," said Tan Chian Hok.

In today's Astra Financial Talk discussion, it was also stated that BJJ offered attractive offers for commercial Car Ownership Loans (KPM). Namely with competitive interest rates starting from 3.67 percent for one year tenor which is expected to help the business growth of its customers.

The participation of Astra Financial in GIICOMVEC 2024 is also an effort to expand the network, share experiences and find collaboration opportunities that have the potential to strengthen the vehicle industry ecosystem in Indonesia.

For information, Astra Financial comes with a number of its business units in GIICOMVEC 2024 with various interesting services from GIICOMVEC 2024, Astra Financial comes with 5 business units, namely: PT Surya Artha Nusantara Finance (SANF), PT Astra Sedaya Finance (Astra Credit Companies-ACC), PT Toyota Astra Financial Services (TAF), PT Asuransi Astra Buana (Astra Insurance) and PT Bank Jasa Jakarta (BJJ).