JAKARTA - The police say that illegal online loan companies (pinjol) can get public data such as telephone numbers from legal loans. Where, the two pinjol are incorporated in one company or work together.
"This is the action of an octopus, when a customer cannot pay at a legal loan, he will offer the customer to an illegal loan and this data is given to an illegal loan," said Director of Special Criminal Investigation at the Metro Jaya Police Kombes Auliansyah Lubis to reporters, Friday, October 22.
Community data can be spread because customers are not careful. Because when they use the Pinjol application, they immediately agree to the terms that allow them to retrieve their data.
"When people borrow on legal online loans there are conditions that they can input customer data, sometimes people don't read. So when you click yes or ok, then, the customer's contact is absorbed in the application. So they have the numbers listed in the legal loan application, " said Auliasyah.
So, in the cases of borrowing that were revealed, continued Auliansyah, his party applied articles related to illegal access. Where, they spread customer data.
"So among the prisons we are taking action and one of the prisons has illegal access, so there is illegal giving of data to other people," said Auliansyah.
In this case, the police applied Article 28 of the Criminal Code, Article 45 of the Criminal Code, Article 27 of the Criminal Code, Article 65 of the Criminal Code, and Article 115 of the Criminal Code.
The police uncovered one of the modes used by illegal online loan companies (pinjol). They often make the loan legal or official to deceive the public.
The disclosure of this mode is based on the results of raids by several loan companies. In fact, in his explanation, Auliansyah gave an example that one legal loan company could have dozens of illegal loan applications.
"They are one company, for example PT Aulia's company, where I have a legal loan application but I have 15 illegal loans," said Auliansyah.
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