New Illegal Pinjol Mode, Use Legal Applications As A Public Outreach Mode

Director of Special Criminal Investigation at Polda Metro Jaya Kombes Auliansyah Lubis in the release of the illegal loan case/Rizky Adytia-VOI

JAKARTA - Polda Metro Jaya revealed one of the modes used by illegal online loan companies (pinjol). They often make the loan legal or official to deceive the public.

"So legal online loans are only a front window while working on applications for more from illegal loans," said Director of Special Criminal Investigation at the Metro Jaya Police Kombes Auliansyah Lubis to reporters, Friday, October 22.

The disclosure of this mode is based on the results of raids by several loan companies. One legal lending company can have dozens of illegal lending applications.

"They are one company, for example PT Aulia, where I have a legal loan application but I have 15 illegal loans," he said.

The use of this illegal loan for any to reap big profits. Because, there are no fixed rules that they apply.

"So I can profit from being illegal, where there are no rules of the game. There are no rules on how much interest is and so on," said Auliansyah.

Meanwhile, the Head of Public Relations of the Polda Metro Jaya Kombes Yusri Yunus said that illegal and legal borrowing employees are the same. They only direct debtors who are unable to pay their debts at legal loans to borrow from illegal loans.

"There is a legal borrowing and using when paying is offered again, the same employee who has another application to pay, it turns out to be an illegal application. But in the company they are playing, so digging a hole to cover the hole, the higher the bill," said Yusri.

In this case, the police named 13 suspects. They are employees to supervisors of online loan companies.