JAKARTA - The government ensures that the subsidized housing scheme for low-income people (MBR), namely the group of people who are the main target of the subsidized housing program, has not changed even though interest rates are a market concern. Subsidized housing installments still use 5 percent interest, with a down payment or DP of 1 percent.
Minister of Housing and Spatial Planning (PKP) Maruarar Sirait said the government still maintains the scheme so that subsidized houses remain affordable for small communities.
"Until today, subsidized houses have not increased. As of today, the number remains 5 percent for MBR, low-income people. The DP is still 1 percent," said Maruarar Sirait or Ara at the Presidential Palace Complex, Jakarta, Tuesday (9/6).
He said the policy of exemption from BPHTB and PBG also continued for MBR. BPHTB is a tax on the acquisition of land and buildings, while PBG is a building permit which was previously known as IMB.
According to Ara, President Prabowo asked the government to continue to look for additional steps to help small people get houses.
"The red carpet for investors is important, but it is also important for the little people," he said.
The government also increased the quota for subsidized houses from 220 thousand to 350 thousand units.
Ara said the previous president had inaugurated 26 thousand subsidized houses in Bogor in September 2025 and 50 thousand houses in Serang in December 2025.
In July, the government prepared a mass contract for 62 thousand subsidized houses in Central Java.
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