JAKARTA - Bank Jakarta has prepared four main strategies to support the development of Jakarta as an inclusive and sustainable global city. One of the focuses of concern is the expansion of access to financial services for people who are not fully connected to the formal financial system.
Bank Jakarta President Director Agus H. Widodo said that the development of the future city is not only marked by the progress of infrastructure and technology, but also the ability to connect people with various opportunities available.
"Jakarta does not lack buildings, roads, or technology. What still needs to be strengthened is the connection between residents and services, MSMEs with markets, investors with opportunities, and the government with the community," said Agus in the Urban Talks BUMD: Catalyst City, Accelerator Development at Taman Ismail Marzuki, Cikini, Menteng, Central Jakarta, Friday, June 5.
According to Agus, Bank Jakarta wants to take a role as a connector in the city development ecosystem through increasingly inclusive and integrated financial services.
He explained that if MRT Jakarta functions as a Mobility Operating System that connects citizen mobility, then Bank Jakarta wants to be a Financial Operating System that connects the community, business actors, government, and investors.
One of the steps that will be strengthened is to encourage financial inclusion so that more people can easily, safely, and digitally access formal financial services.
"The fact is that there are still many residents of Jakarta who have not entered the formal financial system. This is a big job that we have to complete," he said.
In addition to expanding financial inclusion, Bank Jakarta also places the strengthening of micro, small, and medium enterprises (MSMEs) as a priority. Agus assessed that MSMEs need wider support than just access to financing.
"MSMEs not only need loans, but also need opportunities," he continued.
Therefore, Bank Jakarta is trying to help business actors enter the digital ecosystem, expand market access, and strengthen the business supply chain.
On the other hand, the company will also strengthen the housing financing program to answer the challenges of the younger generation in owning housing in Jakarta.
"Access to home financing must be part of the city's strategy because many young people have difficulty reaching the price of houses in Jakarta," said Agus.
Another strategy is to strengthen investor confidence so that investment can continue to support Jakarta's growth. According to Agus, city development cannot rely solely on government financing, but also requires the participation of the business world and investors.
"The role of Bank Jakarta is not only to collect funds and channel credit, but to become a link between residents, MSMEs, governments, and investors in one city ecosystem," he said.
Agus added that the principle of no one left behind must be part of every digital transformation and city development process. Because, technological progress is considered necessary to bring benefits that can be felt evenly by all layers of society.
"Technology without inclusion will only create an ever-widening gap. Therefore, digital transformation must benefit those who have been left behind," he concluded.
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