Is The ATM Blocked Lost? Here's The Fate Of Your Balance

Whether the blocked ATM is missing (Freepic)

YOGYAKARTA - Some people ask whether the blocked ATM is lost? Not a few people have experienced blocking the ATM problem. Usually when you experience these problems, people will be confused and panicked about the contents of the money in their account.

Blocked ATM constraints can be caused by several things. One of the most common causes is because customers misinstall PIN and do it more than three times in a row. So you don't panic and be calmer, let's understand whether the blocked ATM is lost and what kind of handling it like?

Blocked ATM conditions will cause confusion and concern, especially when users need quick access to their money. There are several reasons why a person's ATM can be blocked, as follows:

The most common reason an ATM card is blocked is an error in entering a PIN. Each bank has certain policies regarding the error limit of entering a PIN. If the user enters the PIN incorrectly more than three times in a row, then the ATM card will automatically be blocked to avoid potential abuse.

Each ATM card has a certain validity period. Usually the validity period of the ATM card is printed on the front of the card with a month and year format (for example 12/25, which means the card is valid until December 2025). If the card has passed the expiration date, the ATM card will be automatically blocked by the bank system.

If an account related to an ATM card is not active for a long time, the bank can block an ATM card as a security measure. This often happens to accounts that do not have transactions in the long term or on accounts that do not meet the required minimum balance.

The bank also has advanced security systems to protect customers from potential fraud. If there are suspicious or unusual transactions on your ATM cards, such as transactions made overseas or a huge amount, the bank will temporarily block the card to prevent further losses.

If your ATM card is lost or stolen, it is important to immediately report this incident to the bank. If not immediately reported, the lost ATM card could be misused by an irresponsible party. Therefore, the bank will immediately block the ATM card to prevent unauthorized use.

If the bank detects the misuse of ATM cards outside applicable regulations, the bank can immediately block your card. The deviant activities in question are such as online gambling transactions, purchasing illegal goods, or using cards that violate usage provisions.

For customers who experience blocking ATM card problems, you don't need to panic. The balance or funds stored in your account remain safe and will not decrease. The step that needs to be done is to immediately take care of blocking ATM cards by visiting the nearest bank branch office.

Blocked ATM cards are indeed an obstacle for many people, especially because banking transactions are hampered. This can be more troublesome if it happens on weekends or holidays when banks close. In a situation like this, customers have to wait until the bank returns to operation to solve the problem.

To solve the problems experienced by customers, several banks provide call center services that can help unblock ATM cards. Immediately contact the bank call center to report your problems. Customer service officers will provide guidance on procedures that you must follow to unblock ATM cards.

But for the sake of security, several banks require customers to come directly to the branch office to take care of the opening of the block. Make sure you bring your identity card (such as an ID card, driver's license, or passport) and a savings book if needed. Bank officials will help solve your problems quickly and safely.

That's the answer regarding whether the blocked ATM is lost and how to take care of it. When an ATM card is blocked, you don't have to worry or worry. The balance or contents of your account remain safe and not reduced. Also read how to activate blocked ATMs.

Stay up to date with the latest domestic and other overseas news on VOI. We present the latest and updated information nationally and internationally.