JAKARTA - It was recently revealed that the Governor of DKI Jakarta raised the income limit (salary) for the highest DP homeowner by IDR 0 (Rumah DP Rp.0), from IDR 7 million to IDR 14.8 million.
In fact, this decision was passed on June 10, 2020, through the Governor's Decree Number 558 of 2020 concerning the Maximum Income Limit for the Beneficiary of Housing Financing Facilities for Low-Income Communities.
Deputy Governor of DKI Jakarta, Ahmad Riza Patria, mentioned the reasons for the increase. He said this value was adjusted to attachment II of the Minister of Public Works and Housing Regulation (PUPR) Number 10/PRT/M/2019 concerning Criteria for Low-Income Communities and Requirements for Ease of Acquiring Houses for Low-Income Communities.
"The increase follows policies rather than central government regulations. There is a regulation from the PUPR Minister. So, we are adjusting it to the central government's policy", said Riza at the City Hall of DKI, Central Jakarta, Wednesday, March 17.
However, in the regulation of the Minister of PUPR, it is stipulated that the maximum household income limit for low-income people is IDR 12.3 million. This figure is lower than that in DKI.
Head of the DKI Housing and Settlement Area Office, Sarjoko, said the amount set by them exceeded the ministerial regulation limit because there were certain calculations. This is because the price of land in Jakarta is different from other regions.
"The calculation is adjusted for inflation and price disparities, especially on the expensive land price in Jakarta compared to other regions in Indonesia", said Sarjoko.
Considered just an excuse
DKI DPRD Commission B member Gilbert Simanjuntak suspects that the reason for the increase in residents' income requirements to a maximum of IDR 14.8 million has other purposes. He said this was to increase the number of housing units that could be sold.
Because, based on data as of March 5, the Rumah DP Rp.0 in Pondok Kelapa has just sold 599 units of the 780 housing units provided. In fact, 37,405 applicants are interested in staying there.
Unfortunately, many of them do not pass bank verification. One of the factors is because they have other installments and may not be able to pay credit every month.
"IDR 14.8 million is in the middle category", said Gilbert.
According to Gilbert, with residents who earn up to IDR 14.8 million, it makes it easier for the banks to work together with the DKI Jakarta Provincial Government to facilitate the Rumah DP Rp.0 loan to pass the sale of their units.
"If we see, the increase for IDR 14.8 million is because they want the bank to pay installments for residents who buy it. So far, the bank does not want to pay it because if the income is only IDR 7 million, the bank is also hesitant, afraid that the credit will be bad", he concluded.
The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)
