Tips For Safe Investing In Mutual Funds

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JAKARTA - Negative issues have often hit the mutual fund industry lately. Several cases have made investors anxious, one of which is about customers who find it difficult to withdraw their investment funds in several investment manager companies.

This is the impact of the suspension of mutual fund products and investment managers by the Financial Services Authority (OJK) regulator, to oversee the capital market industry.

However, customers or mutual fund investors should not have to worry and rush to withdraw investment funds, but should be careful with their investment products.

Research Director and Head of Alternative Investment of PT Bahana TCW Investment Management Soni Wibowo suggested several ways for investors to examine whether their investment products are safe or not.

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"One of them is discussions with mutual fund agents or account officers where customers save their mutual funds. Ask about the contents of the portfolio of mutual fund products, at least the 10 largest portfolios," said Soni in a written statement, Wednesday, February 26.

Check whether the investment portfolio, especially stocks, is a stock that has high liquidity or not. These stocks are included in the LQ45 Index category.

Soni said, LQ45 stocks are generally easier for buying and selling transactions, compared to small cap stocks.

Don't forget to also pay attention to the reputation and experience of the Investment Manager. "Who are the people who manage stocks and how many years of experience and understanding of investment products, especially stocks listed on the stock exchange," explained Soni.

Soni also said, it is necessary to understand whether the investment product is concentrated on a certain number of investors or has a variety of investors.

Things that need to be remembered and no less important, before investing means having a duty to first trace the contents of the investment portfolio, the quality of mutual fund products, and the reputation of investment management. So you can invest safely and comfortably.

Meanwhile, PT Bahana TCW Investment Management guarantees that all mutual fund products from Bahana are relatively safe investment products, both in the money market, government bonds and sukuk, as well as large cap and liquid stocks.

Customers also don't need to worry about redeeming their mutual funds. Bahana TCW Investment Management can serve mutual fund unit disbursement of a maximum of T + 7, in accordance with OJK regulations regarding the mutual fund disbursement mechanism.