YOGYAKARTA Indonesian Muslims will get Hajj insurance as long as they perform the pilgrimage. The insurance is in the form of life insurance and accidents given since the congregation enters the dormitory, when departing, when they are in the dormitory when returning. Then, what is hajj insurance?
In general, hajj insurance is a form of financial responsibility to pilgrims who have certain risks in the departure of the hajj. Insurance is usually given to the respondent considering that Indonesian pilgrims have the potential to experience certain incidents such as illness to death on the way to when performing the pilgrimage.
In the Fatwa of the National Sharia Board No. 39/Dsn-Mui/X/2002 concerning Hajj Insurance, it is stated that the insurance given to the congregation is sharia insurance. The contract carried out in Hajj insurance is the Tabarru contract (a grant), aiming to help each other, for fellow pilgrims who experience disasters. Tabarru itself is handed over to Sharia Insurance as the party that manages grant funds.
The government itself plans to provide life insurance and accidents to pilgrims. Insurance will be attached since the congregation enters the dormitory, during departure, until when they are in the dormitory when they return home.
Quoted from VOI, the Director of Domestic Hajj Services at the Ministry of Religion Saiful Mujab explained that the congregation received insurance in accordance with the Travel Cost of Hajj (Bipih).
"If after entering the dormitory, death, the congregation gets insurance according to the Bipih (Hajj Travel Biaya) deposited. If there is an accident, there is a calculation. Last year there was no accident insurance, this year there is," explained Saiful at the Haji Indramayu Dormitory, West Java, quoted Tuesday, August 8.
He also explained that in addition to life insurance and accident insurance, prospective pilgrims also get additional insurance. Congregants will receive insurance of IDR 125 million if the congregation dies while on the plane.
"This is part of the congregation's protection efforts," he said.
On a different occasion, the Head of the Saudi Arabia Hajj Organizing Officer (PPIH) 1444 H/2023 M Subhan Cholid explained that life insurance would be transferred to the accounts of Hajj participants in order to facilitate the heirs when taking care of the disbursement.
"Later on, the insurance company will pay claims through the transfer of accounts of Hajj participants. So, the family only needs to carry out the disbursement process," said M Subhan Cholid, in Mecca, Saudi Arabia, quoted from VOI, Tuesday, August 8.
Please note, Indonesian Hajj pilgrims 1444 H have received life insurance and accidents, the following are the provisions.
That's information related to hajj insurance. Visit VOI.ID to get other interesting information.
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