JAKARTA - Member of the Board of Commissioners for Education and Consumer Protection, OJK Tirta Segara, said that his party continues to innovate to encourage the effectiveness of the Regional Financial Access Acceleration Team (TPAKD). One of them is through a credit program against loan sharks in the midst of the COVID-19 pandemic.
According to Tirta, the program is very effective. This is reflected in the number of TPAKDs that carry out credit against these loan sharks. In fact, the number has even reached 20 TPAKD.
"This is very effective. Because only the period from June to October alone, there are already 20 TPAKD that have been able to finance more than 48,000 debtors. This is extraordinary in my opinion and the credit that has been disbursed is more than Rp.588 billion, around Rp.589 billion," he said, during the TPAKD National Coordination Meeting event. 2020 virtually, Thursday, December 10.
Tirta explained, the credit program against loan sharks was formed to reduce the dependence of the community, especially those who were not yet bankable, to borrow funds from loan sharks. Because, loan funds to moneylenders have a higher risk than banks. Especially when the debtor is experiencing payment difficulties.
Furthermore, he said, TPAKD in various regions were formed by bringing elements of the locality from each region. One of them, TPAKD in East Nusa Tenggara (NTT), has a Merdeka Credit.
"In NTB the name is Mawar Emas, there are also in Tanah Laut District, East Lombok and also in TPAKD Central Kalimantan, each has a name and carries an element of locality. Then also from funding for other financial inclusion programs, namely the chasing program or one account for one student. , "he said.
Tirta emphasized that financial inclusion is the right of all Indonesians. Good financial access must be enjoyed to all corners of the country. Therefore, OJK continues to encourage people everywhere to be provided with access to finance through strengthening the TPAKD, both inclusion and literacy.
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