House Mortgage Terms: When Will I Have A Home With This Easy Terms

Provisions for Home mortgages (Unsplash)

YOGYAKARTA - Having a house is indeed a dream from everyone, and you could say it is a main thing in life. But along with the times, now the house and salary are getting worse and the price is exorbitant. Therefore, House Election Credit (KPR) is a good alternative. So what are the conditions for home mortgages?

For those who are in trouble to buy a house in cash, KPR is certainly one of the methods that can help you ease your business of having a dream home.

But before explaining what requirements should be met to receive the mortgage, first let's know what KPR is.

Citing the OJK website, mortgages are a credit facility provided by banks for individual customers who will buy or correct houses. There are two types of mortgages in Indonesia, namely subsidized mortgages and non-subsidized mortgages.

Well, for customers who hope to take the mortgage house, there are a number of conditions that should be met. Here are some of the requirements for taking mortgages in general:

The following are examples of the requirements for taking mortgages for houses in BTN and BNI:

BNI mortgage requirements

The KPR BTN Application Forms for Loan Applications are equipped with the latest photos from the KPR applicant

After knowing the terms of home mortgages, see other interesting news on VOI, it's time to revolutionize news!