JAKARTA - The case of breaking into an account balance of IDR 22.8 billion belonging to e-Sports athlete Winda Lunardi is considered odd. One of them is about a checking account opened by Winda Earl.
Chairman & President of the Indonesian Financial Planners Association (IARFC) Aidil Akbar Madjid said that opening a checking account was considered unnatural. Because according to him Winda is only an e-Sports athlete.
"But why did he (Winda) open a checking account? Because that individual does not normally open a checking account," Aidil told VOI, Thursday, November 12.
In fact, according to him, current accounts are usually used by businessmen or entrepreneurs. This is because a checking account is used to make payments using checks and current accounts.
"As an individual, whoever is willing to pay with that method is to pay. Because the relationship must be with business and business," he said.
With this irregularity, Aidil suspects someone directed Winda to open the checking account. So that Winda can save money with a large amount in that account.
"So the question is that Winda knows whether the checking account is intended for? If not, someone must have directed it. So that person was," he said.
In this case, Winda has never received a savings book and an automated teller machine (ATM) card since opening an account at Maybank Indonesia. At that time, the type of savings that Winda and her family opened was a checking account.
Winda assessed that the transaction reports that Maybank gave to Winda as a checking account holder were considered safe. This is because the financial transaction data (income) is recorded in the checking account that he holds.
"The type of savings that I opened was a checking account. So regarding ATMs, savings books, we never got it from the start when we opened an account. So when my mother and I opened an account, we never got an ATM card, we didn't get the savings book. ever got it, "he said.
However, Winda said, since February, he and his family began to be suspicious of transaction data in the checking accounts they held. Since then, the family asked for an explanation from the bank management to clarify these indications.
Winda said that when he submitted the report and asked for an explanation, he actually received the letter that had been resolved.
The suspicion continued until the Esport Athlete learned that Rp.22.9 billion in funds had disappeared when her mother, Floletta Lizzy Wiguna, wanted to take some of the funds. As a result, of Rp. 22.9 billion, only Rp. 600,000 remained.
"I just found out that this problem only arose when my mother wanted to take money but the money was not there. I wanted to request a transfer from 2015 to the current period when I was told that I had to have an ATM card, so finally I made an ATM card," he said.
In handling the case, the National Police Criminal Investigation Unit named the Head of the Maybank Cipulir Branch with the initials AT as a suspect. He committed the crime by offering victims to open futures accounts and falsifying data.
To smooth the action, the Head of the Maybank Cipulir Branch seduced the victim with a high interest rate of 10 percent if he wanted to open a term account. Even though there is no amount of interest for term savings as stated by him.
The suspect is being suspected of Article 49 Paragraph (1) and Paragraph (2) of Law Number 10 of 1998 concerning Amendments to Law Number 7 of 1992 concerning Banking. Then Article 3, Article 4 and Article 5 of Law no. 8 of 2010 concerning Prevention and Eradication of the Crime of Money Laundering.
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