JAKARTA - The Minister of Manpower (Menaker) Ida Fauziyah reminded that the Pension Plan Program (JHT) is intended for long-term interests in order to prepare workers at an unproductive age or in old age.

"As the name implies, the JHT program is an effort for all of us to prepare our workers in their old age, when they are no longer working, they can still continue their life well," said Ida Fauziyah in a virtual statement followed in Jakarta, reported by Antara, Monday, 14 February.

"From the beginning, the JHT program was prepared for long-term interests," she said.

For short-term interests, there are several other programs, such as the latest Job Loss Guarantee (JKP) to help workers who are victims of layoffs (PHK).

Regarding the JHT provisions given to participants who reach the age of 56 years, Ida said the provisions did not apply to participants who died or experienced permanent total disability.

For participants who die, it can be claimed by the heirs and for those who are in a condition of permanent total disability, claims can be submitted after the determination of the permanent total record.

She also reminded that according to Law Number 40 of 2004 concerning the National Social Security System (SJSN) the claims can be made in part within a certain period of time.

Claims can be made when participants have attended the JHT Program for at least 10 years with the amount that can be taken being 30 percent of the JHT benefits for homeownership or 10 percent of the JHT benefits for other purposes in preparation for retirement.

The remaining benefits of JHT that have not been taken can be done at the age of 56 years.

"If the benefits of JHT can be claimed at any time, 100 percent, of course, the objectives of the JHT program will not be achieved," said the Minister of Manpower.


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