Launches Special Loans For Mothers, Rewards: Maximum Ceiling Of IDR 2 Million, Interest 2% Per Year

Ganjar Pranowo (Photo via Central Java Provincial Government)

JAKARTA - Central Java Governor, Ganjar Pranowo cooperates with Bank Jateng to launch Credit. Cheap credit for market traders and small home industry women with very low interest, 2 percent a year.

The credit launch was carried out by Ganjar during the 2021 Borobudur Marathon, Saturday, November 27. Ganjar also had time to symbolically hand over to the women of the Salaman Market Magelang traders.

"Today we are launching Loans, loans for traditional market traders and creative mothers at home. The ceiling is a maximum of Rp. 2 million with an interest of 2 percent per year," said Ganjar.

Ganjar continued, this program was issued to encourage economic revival, especially for women. Because according to Ganjar, many of these women's groups are creative and have many small business sectors.

"Besides that, this group of women is usually happy, titi and good financial management. So their discipline is also good," he said.

Ganjar hopes that this program can help women's groups in Central Java run their businesses. Because among them, many actually need small capital to run their business.

"On average they need IDR 100,000 to IDR 1 million of capital every day. Borrowing from a bank is difficult, so I hope that with this program, they can be helped," he explained.

Ganjar said he would see the progress of the program. If it is successful and the community's acceptance is good, then the program will be developed further.

"This is without collateral, yes, if sakmono does not have collateral, then pedhot boyoke (if the debt is that much and uses collateral, it's heavy). This is our effort to move the economy so that it rolls. While the pandemic has improved, we can help them sell again. If the market is crowded, merchandise behavior, then God willing, it will make them enthusiastic," he concluded.

Meanwhile, one of the Salaman market women, Sri Ismiyati,40 admitted that she was very happy with the credit from the Central Java Provincial Government. The program is the answer to the capital difficulties of small business actors in Central Java.

"This is very light, with a credit of Rp. 1 million, a monthly deposit of only Rp. 80,000. It's very light, so I think this is very interesting," he said.

Furthermore, this Gethuk Pelangi seller said that usually the capital of market traders is not much. He alone, in a day only requires a production capital of Rp. 200,000 only.

"If it's a debt elsewhere, it's hard to get that much money, that's why I'm interested in this loan from the Central Java Bank," he concluded.