BNI Syariah Malang Fictitious Credit Case Revealed, State Loss Rp74.8 Billion

Screenshot via Zoom when the suspect RDC was led to the East Java Prosecutor's Office in Surabaya, Tuesday (9/11/2021), related to the alleged crime of corruption in the BNI Syariah fictitious credit, Malang Branch. ANTARA/Indra Setiawan

MALANG - The East Java High Prosecutor's Office has revealed an alleged corruption case with a fictitious credit mode at Bank Negara Indonesia (BNI) Syariah Malang Branch, East Java, which caused state losses of Rp. 74.8 billion.

The Head of the East Java Prosecutor's Office (Kajati) Mohamad Dofir stated that his party had named a suspect with the initials RDC (51), a resident of Landungsari, Malang Regency. Determination of the suspect after his party has sufficient evidence.

"We have examined as many as 64 people and this afternoon named a suspect. We are still developing the investigation because it is possible that there are many other suspects," he said at a press conference in Surabaya, reported by Antara, Tuesday, November 9.

Kajati Dofir revealed that the investigation of this case was following up on the findings of the Supreme Audit Agency (BPK).

"Starting from the Al Kamil East Java Cooperative Center which was recorded to have been established since 2009. RDC is the old management of the cooperative who then appointed someone as its chairman without going through the annual member meeting or RAT," he said.

In August 2013, the Al Kamil East Java Cooperative Center claimed to have 32 primary cooperatives as members, then cooperated in channeling financing with BNI Syariah Malang Branch.

The cooperation is stated in the Cooperation Agreement Letter Number 172 dated August 28, 2013.

"As a reference in the implementation of financing with a total ceiling of Rp. 120 billion, with the provision that the disbursement for each primary cooperative is a maximum of Rp. 7 billion," said Dofir.

It was recorded that in the period between August 2013 and September 2015, BNI Syariah Malang Branch had disbursed Rp. 157.8 billion. As of December 2017 and as of now, it is known that the financing condition was stuck, which according to BPK calculations caused state losses of Rp. 74.8 billion.

East Java Prosecutor's Office investigators, continued Dofir, revealed that the bad loans were caused by as many as 32 primary cooperatives which were claimed to be members of the East Java Al Kamil Cooperative Center, all of which were fake.

"So, the RDC suspect created fictitious management in all of the cooperatives. Because the cooperatives were fictitious, in the end they couldn't make repayments, resulting in bad loans. This is still in the early stages of investigation and we are still developing it. Maybe we will determine other suspects later," he said.