YOGYAKARTA Akad rahn is the most important element in pawn activities. With the contract, the pawn agreement will have clarity and provisions. Thus, rahn's contract should not be ignored. To get more information about rahn, see the following explanation.
As is known, in Islam the existence of the contract in various agreements is very important. Akad can be in the form of verbal or writing. One of the agreements that requires the contract is rahn.
Rahn is a pawn, namely guaranteeing an item as a debt guarantee. Because of his position as collateral, if the debt fails to be paid, rahn can be sold or as a debt collector.
Akad rahn can be in the form of a pawn agreement carried out under Islamic sharia law. The contract is carried out between a borrower and a lender. The rahn Akad in general aims to provide peace for the lender because the borrower is able to pay off the loan with collateral. On the other hand, if the consent is not accompanied by a qabul consent, then the pawning process is invalid according to Islamic sharia.
In an article entitled The Concept of Rahn and its implementation in Indonesia published in the Eco-Iqtishadi Journal, the agreement unit consists of several things, namely as follows.
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Furthermore, the Syafi'iyah cleric considered that the pawn transaction would be valid if it met the three requirements, namely as follows.
Reporting from NU Online, the contract rahn (gadai) was carried out by the owner of the goods (rahin) handing over the goods to be pawned (marhun) to Murtahin (receiver of pawn). The handover was accompanied by a contract that said the loan would be redeemed at a predetermined time. The ransom was carried out in the amount of goods borrowed by Murtahun to the day.
If after due, it turns out that Rahin has not been able to pay off his loan, then Murtahin may sell the pawned goods. However, this opinion still has debate. Some scholars say that the sale of pawn goods must be done with the permission of handover.
In the Scientific Journal of Economics and Sharia Finance Volume 2 (2020) it is explained that there are several things that need to be considered in the pawned contract (rahn), which is as follows.
Akad rahn is something that must be considered in accordance with Shari'a. Visit VOI.id to get other interesting information.
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