Bank Mandiri Posts Profit of IDR 15.4 Trillion in Q1 2026

Bank Mandiri (Photo: dok. Antara)

PT Bank Mandiri Tbk (BMRI) recorded a net profit growth of 16.6 percent to Rp15.4 trillion in the first quarter of 2026.

"Consolidated profit reaching IDR 15.4 trillion or growing 16.6 percent year on year," said Bank Mandiri President Director Riduan, in a virtual press conference, Tuesday, April 21.

In the same period, Bank Mandiri's third-party funds (DPK) grew 21.1 percent to Rp1,675 trillion, surpassing the industry's growth of 13.2 percent.

In terms of credit distribution, as of March 2026, Bank Mandiri has recorded a total credit of IDR 1,530 trillion, or an increase of 17.4 percent (yoy) or above the industry's average growth of 9.37 percent (yoy) based on OJK data as of February 2026.

The bank's non-performing loan (NPL) ratio was maintained at 0.98 percent until the end of the first quarter of 2026.

In addition, Bank Mandiri also recorded a return on equity (ROE) of 22.1 percent, while the capital ratio was at the level of 19.7 percent, which showed a strong capital condition.

Then, the funding structure is getting more solid, reflected by the growth of CASA which reached IDR 1,201 trillion or up 12.7 percent (yoy) and operational efficiency also increased, seen from the decline in the BOPO ratio to 58.0 percent or improved by 3.48 percent (yoy).

According to Riduan, this condition provides room for Bank Mandiri to continue to develop its business sustainably while maintaining its resilience in the face of potential market dynamics in the future.

He added that Bank Mandiri also contributed to various government strategic programs, such as the People's Business Loan (KUR), the 3 Million House Program, Free Nutritious Meals, and the Red and White Village Cooperative.

Meanwhile, the distribution of KUR reached IDR 11 trillion until the first quarter of 2026, which has reached more than 87 thousand MSMEs in various productive sectors.

In the Free Nutritious Meal (MBG) program, around 6,000 Nutrition Fulfillment Service Units (SPPG) have utilized Bank Mandiri's Virtual Account service to support more accountable financial management.

Meanwhile, for the 3 million house construction program, Bank Mandiri has disbursed financing for approximately 2,300 housing units throughout 2026.

He added that support for the equalization of welfare was also seen through financing in the FLPP scheme, as well as the empowerment of around 80 thousand Red and White Village/Subdistrict Cooperatives.

"Bank Mandiri actively plays a role as a strategic partner of the government in ensuring that various national programs run effectively and have a direct impact on the real sector and the wider community," he said.

Riduan emphasized that Bank Mandiri plays an active role as a strategic partner of the government in ensuring that various national programs run effectively and have a real impact on the real sector and the wider community.

"Bank Mandiri's performance not only reflects business growth but is a tangible result of a focus on synergy involving various elements of the national economy in line with our commitment to continue to be a major contributor to driving national economic growth," he explained.