JAKARTA - The high mobility of the community during the Lebaran homecoming period has encouraged an increase in the need for practical and affordable travel protection.
Responding to this, PT Asuransi Tugu Pratama Indonesia Tbk (Tugu Insurance) presents a micro insurance product for homecoming to provide protection for the community during the homecoming journey and Lebaran holidays.
This product is available in two options, namely conventional homecoming and sharia homecoming, which are designed to be easily accessible to the general public.
Tugu Insurance Corporate Secretary, Dudi Subekti, said that this product is part of the company's efforts to provide protection solutions that are relevant to people's needs as mobility increases.
"Through this t-mudik insurance, we want to provide travel protection that is easily accessible, affordable, and provides peace of mind for people during the journey to their hometowns until they return to their home cities," said Dudi.
Based on data from the National Police Traffic Corps, during the Lebaran 2025 homecoming and return home period, there were around 3,181 traffic accidents, with 368 deaths in the implementation of Operation Ketupat.
Even though it shows a downward trend compared to the previous year, the risk of travel during homecoming remains a concern.
The product for homecoming offers premiums starting from Rp. 15,000 for protection for seven days, with various protection benefits.
The benefits include death and permanent disability benefits due to accidents, compensation for damage to personal vehicles, medical treatment costs due to accidents, and protection against loss or damage to baggage during travel.
In addition, there is also compensation if the residence is on fire or demolition when left to go home.
For customers who use sea and air transportation, this product also provides compensation for the cancellation of travel accommodations.
Tugu Insurance also provides various digital service facilities, ranging from online policy purchase, instant policy issuance, 24-hour standby service, to digital claim submission from anywhere.
"With this homecoming insurance protection, we hope that customers can undergo the homecoming journey and gather with their families more calmly," said Dudi.
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