JAKARTA - PT Bank Mega Tbk recorded a profit after tax (profit after tax/PAT) of IDR 3.36 trillion in 2025, growing by 28 percent (year-on-year/yoy) from the same position in the previous year which reached IDR 2.63 trillion.
Meanwhile, the bank's profit before tax (PBT) owned by the Chairul Tanjung conglomerate also recorded a 28 percent (yoy) growth from Rp3.26 trillion in 2024 to Rp4.16 trillion in 2025.
Bank Mega Corporate Secretary Christiana M Damanik in a statement received by Antara, in Jakarta, Wednesday, February 11, said that the achievement was something the company was grateful for, because it was achieved in the midst of a relatively challenging economic condition.
Bank Mega's profit was contributed by an increase in fee-based income of 54 percent year-on-year from Rp1.82 trillion in 2024 to Rp2.79 trillion in 2025.
Total assets of Bank Mega were recorded to have increased by 4 percent (yoy) to Rp140.83 trillion, compared to the previous year of Rp134.92 trillion.
In terms of intermediation, credit grew 4 percent (yoy) to Rp67.23 trillion compared to the previous year of Rp64.65 trillion. The largest composition of total credit comes from the corporate sector of Rp46.30 trillion, with a share of 69 percent.
Meanwhile, in terms of fund collection, the company recorded third-party funds (DPK) increased 14 percent (yoy) to Rp104.13 trillion, from the previous Rp91.67 trillion.
According to the company, the composition of DPK is still dominated by deposits. Even so, the balance of Current Account Savings Account (CASA) increased 2 percent (yoy) to Rp28.14 trillion from Rp27.57 trillion in the previous period.
The Company stated that it continued to reduce the cost of funds so that it could be maintained at a competitive level until the end of 2025, even though the banking industry was still in a relatively high interest rate environment.
The positive performance of the company is also reflected in the achievement of various strong financial ratios. The capital ratio is recorded as healthy with a capital adequacy ratio (CAR) of 30.49 percent.
Profitability also remains strong with a return on assets (ROA) of 3.10 percent and a return on equity (ROE) of 15.54 percent.
Liquidity is well maintained, reflected by the loan to deposit ratio (LDR) of 64.48 percent, while credit quality remains maintained with a gross non-performing loan (NPL) at 1.65 percent.
Bank Mega management assesses that the growth in the company's performance in 2025 reflects the improvement of the business fundamentals.
Going forward, Bank Mega will continue to adjust its business strategy to create sustainable profitability and provide added value to all stakeholders of the company.
The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)
