Up 98 Percent, BCA Digital Achieved Net Profit of IDR 213.4 Billion in 2025

Head of Corporate Planning BCA Digital Yoga T Halim (right). (Photo: Mery Handayani/VOI)

TANGERANG - PT Bank Digital BCA or blu by BCA Digital recorded solid performance throughout the 2025 financial year by booking a net profit of IDR 213.4 billion, jumping 98 percent year-on-year (yoy).

The financial performance was presented in a mini talkshow session titled Ngobrol C.U.A.N. together with BCA Digital which was held in the series of BCA Expoversary 2026 at ICE BSD, Tangerang, Friday, February 6.

Head of Corporate Planning BCA Digital, Yoga T Halim said, the almost double net profit surge was inseparable from the increasing public confidence in BCA Digital services.

"2025 is a new milestone where the company managed to record a net profit of IDR 213.4 billion. This almost double growth in profitability goes hand in hand with the growing public confidence," said Yoga.

This confidence is reflected in the growth of Third Party Funds (DPK) which increased by 22 percent to Rp14.3 trillion.

In terms of credit distribution, BCA Digital recorded a growth of 31 percent to Rp8.6 trillion, while operating income increased 38 percent to Rp1.5 trillion.

By the end of 2025, the number of BCA Digital customers has exceeded 3 million users.

According to Yoga, synergy in the BCA Group ecosystem also plays a role in supporting the growth of BCA Digital's business, while maintaining a balance between expansion and risk management.

Apart from financial performance, BCA Digital also won industry recognition by scooping up 50 awards throughout 2025.

The awards were dominated by the Product & Services and Sales & Communication categories, followed by Leadership and Human Resources & Operations.

Meanwhile, BCA Digital's Head of Corporate Communications, Nariswari Yudianti, emphasized that the company's business growth was built with an approach that was centered on customer needs.

"Every feature that is born is not just a differentiator (Unique Selling Point), but a real solution to the needs of dynamic customer lives as well as an effort to create a positive impact for society," said Nariswari.

This approach is translated through the Corporate Sustainability Initiative (CSI) which is based on three main pillars, namely People, Prosperity, and Planet.

Throughout 2025, he continued, BCA Digital will carry out a number of sustainability programs, ranging from financial literacy through bluAcademy, financial education for students, to waste management and carbon emission reduction through collaboration with various partners.

Entering 2026, BCA Digital is preparing four main strategic directions, namely maintaining sustainable growth and customer trust, expanding the collaboration ecosystem, strengthening the information technology infrastructure, and ensuring that every innovation has a real impact.

"BCA Digital will continue to strengthen the sustainability approach based on People, Planet, and Prosperity through the development of various initiatives and collaborations that are relevant to the blu ecosystem. As part of strengthening the Purpose for Impact, we are committed to encouraging inclusive and sustainable growth for the Indonesian people through the spirit of #TumbuhBarengKamu," concluded Nariswari.