Home Credit Strengthens Student Financial Literacy Parahyangan University, Financing Education Responsible

Photo: Doc. Home Credit

JAKARTA - PT Home Credit Indonesia (Home Credit), a technology-based financing company, reiterated its commitment to increasing financial literacy in Indonesia, so that the younger generation can understand the concept of financing that is responsible and recognizes the benefits of financial services in the midst of various challenges today.

Through the #DoITCERDAS: Learning Financial Strategy To Realize Cheetah Cheetah (cita-cita) at Parahyangan Catholic University (Unpar), Bandung, West Java on Tuesday, November 25, 2025, Home Credit invites students to understand the importance of wise financial management.

This activity is a collaboration between Home Credit and One Financial Group consisting of MUFG Bank Ltd. Jakarta Branch, PT Bank Danamon Indonesia Tbk, PT Adira Dinamika Multi Finance Tbk (Adira Finance), and PT Zurich Asuransi Indonesia Tbk (Zurich). The speakers from each institution shared practical insights to equip students with relevant and sustainable financial knowledge.

In his presentation, Head of Collection Operations Home Credit Andri Maulana, emphasized that maintaining a healthy credit score is an important foundation for the future of finance.

Home Credit is committed to educating the younger generation to understand the implementation of responsible financing in the future, one of which can be reflected in credit scores. A good credit score can create various opportunities in life, such as job opportunities to access to financing," said Andri.

The seminar sessions also discussed basic principles of financial management, the importance of saving, entrepreneurial opportunities, and the role of insurance in financial protection. Danamon invites participants to understand the basic principles of healthy financial management, including building a habit of sustainable saving.

Abdul Hadi, Sustainability Finance Head Danamon, explained that saving is actually a form of lifestyle because it is a habit that involves discipline, planning, and spending control to achieve long-term financial goals.

"Saving is not only forming a healthy financial habit, but also creating a sense of security, especially when facing an emergency. We hope that the financial management tips that we share today can be the first step for students to achieve financial independence," he said.

"To coincide with Adira Finance's 35th Anniversary in November with the theme New Steps with Friends, we want to be there to accompany students' first steps in achieving their dreams. Through this educational session, we emphasize that the future can start from many ways, and one of them is entrepreneurship. We believe the younger generation has great potential to create valuable and sustainable solutions. Therefore, Adira Finance is ready to become friends who encourage them to take the first step with confidence, "said Handi, Head of West Java SSD Regional Adira Finance.

Zurich Indonesia closed a series of seminars with discussions on the importance of insurance as financial protection.

The young generation is a future financial decision maker. Therefore, understanding the risks and having the right protection is no longer an option, but the foundation for achieving stability in life. Through financial literacy like this, Zurich hopes that the younger generation can be more confident in making responsible financial decisions, to create a calmer and safer financial future," said Head of Brand s Marketing Communications of PT Zurich Asuransi Indonesia Tbk, Defina Tobing.

The seminar, which was attended by hundreds of students from various faculties at Unpar, is the second seminar organized by Home Credit with One Financial Group, after previously being held at Gadjah Mada University, Yogyakarta in December 2024. This activity is part of a series of #DoITCERDAS financial literacy that has reached more than 17.1 million people throughout 2025 through online and offline activities.