JAKARTA - Bank Indonesia (BI) said that the growth of the digital economy and the payment system in Indonesia is currently the fastest in the world.

However, BI Governor Perry Warjiyo said that the more advanced the digital economy is, the more risky it will be, especially regarding cyber attacks.

"We must also know that digital contains risks. We must also be more careful about digital progress, there is a risk of cyber attacks," he said at the Indonesian Digital Economy Festival (FEKDI) and Indonesia Fintech Summit & Expo (IFSE) 2025 on Thursday, October 30, 2025.

He emphasized that in the next five years, through the implementation of a routine FEKDI and IFSE every year, Indonesia will continue to move towards the 2030 vision to become the country with the best and fastest digital economy in the world.

Perry emphasized that BI continues to be committed to strengthening the protection of consumers and the security of the digital financial system in order to anticipate the potential for cyber attacks.

He also highlighted the importance of handling phishing practices, namely online fraud by stealing personal data such as passwords, credit card numbers, or banking information through disguise as a trusted party.

According to him, the synergy between all parties is the key in advancing the national digital economy and finance, including strengthening the payment system for the welfare of the community.

Perry also emphasized that efforts to develop the digital economy must be accompanied by concrete steps in protecting cybersecurity, maintaining consumer rights, and preventing money laundering and terrorism financing (TPPU/TPPT) through the implementation of the Anti-Money Laundering and Prevention of Terrorism Financing (PPT APPU) program.


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