BI Boss Calls Indonesia's Digital Economy Growth The Fastest In The World

BI Governor Perry Warjiyo (Photo: Aris Nurjani/VOI)

JAKARTA - Bank Indonesia (BI) Governor Perry Warjiyo stated that Indonesia is now one of the fastest digital economic and financial growth countries in the world. Currently, the volume of national digital financial transactions has reached 37 billion times per year.

"Now, thank God, Indonesia has the fastest growing digital economy and payment systems in the world," he said at the 2025 Indonesian Digital Economy Festival (FEKDI) and Indonesia Fintech Summit & Expo (IFSE) on Thursday, October 30, 2025.

Perry emphasized that in the next five years, through the implementation of a routine FEKDI and IFSE every year, Indonesia will continue to move towards the 2030 vision to become the country with the best and fastest digital economy in the world.

He explained that of the total digital transactions, more than IDR 400 trillion came from the e-commerce sector. Meanwhile, other digital transactions such as online banking, mobile banking, and QRIS have reached around 13,000 transactions with a transaction value of around IDR 60 thousand trillion.

Perry estimates that by 2030, Indonesia's economic and digital financial transaction volume will four times increase from the current position, to around 147.3 billion transactions.

"We estimate that currently the digital financial economy, the transaction volume of 37 billion transactions will increase by 4 times, 147.3 billion transactions," he said.

In addition, he conveyed that the value of digital economic and financial transactions is also projected to increase significantly, from Rp520 trillion to Rp2,080 trillion.

Meanwhile, digital payment system transactions are estimated to increase from 13 thousand to around 48.6 billion transactions.

"The value, which was around Rp. 14 thousand-Rp. 15 thousand trillion per year, has multiplied it 4 times. That's Indonesia. This is the future of Indonesia, viewing 2030," he explained.

However, Perry reminded that accelerating economic digitization also carries cyber risks, such as phishing, cyberattacks, and illegal transactions. For this reason, BI is committed to strengthening cooperation with the Financial Services Authority (OJK) in strengthening consumer protection.

"We must also know that digital contains risik, we must also be careful that digital progresses, there is a risk of cyber attacks. There is also how phishing, how also protect consumers and also how illegal transactions are," he explained.

Perry also invited all parties to continue to unite in developing an inclusive and safe digital economy ecosystem.

"Let us work together to advance the digital financial economy, the financial payment system and everything for the people. But also we protect the people from cyber security, from consumer protection. That is synergy and that we must develop through this FEKDI and IFSE every year," he added.