Ditopang Segmen Korporasi, BCA Salurkan Kredit Rp944,1 Triliun

Rupiah (Photo: antara)

JAKARTA - PT Bank Central Asia Tbk. (BBCA) posted credit growth of 7.6 percent on an annual basis (yoy) to IDR 944 trillion as of September 2025.

BCA President Director, Hendra Lembong said the growth was supported by a quality credit expansion, as well as maintaining the company's liquidity.

"The maintenance of BCA's credit distribution in various segments and sectors until September 2025 reflects our commitment to support national economic growth," he said, Monday, October 20.

Hendra explained that corporate lending was the highest compared to other segments, growing 10.4 percent yoy to reach IDR 436.9 trillion as of September 2025.

Meanwhile, commercial credit rose 5.7 percent yoy to IDR 142.9 trillion, and SME loans grew 7.7 percent yoy to IDR 129.3 trillion.

Consumer credit growth touched 3.3 percent yoy to IDR 223.6 trillion, driven by an increase in mortgages by 6.4 percent yoy to IDR 138.8 trillion.

Another outstanding consumer loan, which is mostly a credit card, grew 6.9 percent yoy to Rp23.5 trillion. BCA's loan quality is maintained, as seen from the loan at risk (LAR) ratio of 5.5 percent in the third quarter of 2025, improving from 6.1 percent a year earlier.

Then the non-performing loan (NPL) ratio is controlled at the level of 2.1 percent with adequate NPL and LAR reserves, 166.6 percent and 69.5 percent, respectively.

Loans to sustainable sectors rose 12.7 percent yoy to reach IDR 241 trillion as of September 2025, equivalent to 25.5 percent of the total financing portfolio.