OJK Reveals Losses Due To Scam Capai Of IDR 7 Trillion

Chief Executive Of The Behavior Supervisory Of Financial, Educated, And Consumer Protection Business Actors OJK, Friderica Widyasari Dewi (Aris N-VOI)

JAKARTA - The Financial Services Authority (OJK) reported that from November 22, 2024 to October 16, 2025, the total public losses due to financial fraud (scam) had reached Rp 7 trillion.

The Chief Executive of the Behavior Supervisory of Financial, Education and Consumer Protection Business Actors at OJK, Friderica Widyasari Dewi explained, the loss figure came from 299,287 fraud reports received by the OJK, as well as 487,378 accounts identified related to scam activities and out of that total, only around Rp376.8 billion of funds were successfully blocked or saved.

"The data per day is already Rp. 7 trillion rupiah. Now friends, please understand, because we (OJK) are just standing, right now what we can hold, we can save it maybe around Rp. 400 billion," he said in media gathering, quoted on Sunday, October 19.

He said that when compared globally, the frequency of scam reports in Indonesia is fairly high, where in the period from November 22, 2024 to September 30, 2025, 274,722 reports were recorded with an average of 874 cases per day.

"Well, the value of the loss is yes, it's like in Singapore, the report may be one-fifth of us, but the loss rate is much greater, in us Rp6.1 trillion per day, it's already Rp7 trillion. Then the report is flat, you can see the average report, in Indonesia it's 874 reports per day, this is extraordinary compared to other countries, which are mostly yes, 140 per day, 115 per day and so on," he said.

However, in nominal losses, Indonesia is still lower than several other countries. Friderica gave an example, such as Singapore, although it only recorded around 51,501 reports, the value of losses borne by the country was much greater, namely Rp13.97 trillion, with an average of 140 reports per day.

On the other hand, Malaysia reported 253,553 cases of fraud from October 2022 to September 2025, with a loss of Rp. 2.6 trillion and funds that were successfully blocked of around Rp. 325 billion with an average daily report of 242 cases.

Meanwhile in Hong Kong, from 2024 to June 2025, there were 65,240 reports of financial fraud, with a total loss of around Rp27.01 trillion and funds saved amounting to Rp4.84 trillion. The average report in the country is 115 per day.

Meanwhile, in Canada, there were 138,197 cases, with a loss value of Rp. 15.21 trillion. Of this amount, around Rp. 325 billion of funds were successfully blocked and received around 217 reports every day.

As for the United States, there are 4,324 fraud reports with a total loss of IDR 515.91 billion, or around 9 reports per day.

Even the Maldives were also affected where there were 3,639 reports, with losses reaching Rp43.5 billion and funds saved amounting to Rp5.9 billion. The average report in this country is only 7 cases per day.