JAKARTA - Bank Mandiri continues to emphasize its role as a strategic partner of the government in supporting business actors, especially MSMEs. This is in line with the spirit of Bank Mandiri's 27th Anniversary which carries the theme Synergy of State Advances'. This synergy is realized through the development of digital features in the Livin' Merchant application.
Most recently, Bank Mandiri provided a new option in the Disbursement feature which allows business actors to disburse as needed or a choice of the real-time disbursement option directly to the account. This innovation is also equipped with an automatic voice notification which mentions transaction nominal in real-time, in order to optimize security, comfort and flexibility when selling.
Director of Network & Retail Funding at Bank Mandiri, Jan Winston Tambunan, said that the development of the fund disbursement feature at Livin' Merchant is part of Bank Mandiri's digitization strategy to provide safe, comfortable, and flexible financial solutions for retail business actors.
Through the additional Disbursement feature option at Livin' Merchant, we want to present solutions and added value that suit the needs of business actors. This innovation is also a tangible manifestation of our commitment to become the main financial partner in supporting their daily business operational activities including managing cash flow more efficiently," explained Jan Winston in his official statement, Saturday, October 4.
In addition to the Disbursement feature, Livin' Merchant also presents a number of other advantages to answer the main needs of business actors. The QRIS Payment feature allows merchants to receive customer transactions more easily because QRIS is directly active after account registration, without the need for additional processes. With one QRIS code, merchants can receive payments from various banks and e-wallets so that transactions are more practical and fast. Meanwhile, the PoS feature (digital report) provides convenience in managing daily business operations.
This feature is complemented by setting product catalogs, recording and reporting transactions automatically, to real-time transaction notifications. With this digital cashier system, merchants can manage sales more neatly and efficiently without having to use additional applications.
Not only that, the Livin' Merchant application is now also equipped with a Shopping feature, which allows business actors to purchase into official distributors directly from the application. This feature is here to make it easier for traders to add stock of various merchandise directly to distributors in just one application.
BACA JUGA:
We see that the synergy between technology, financial systems, and business actors is the key in encouraging the sustainable growth of the people's economy and creating new jobs. Therefore, we present Livin' Merchant not only as a digital cashier application, but as a collaborative platform that supports business actors to advance through an integrated ecosystem, "added Jan.
He added that a technology-based approach and a deep understanding of the needs of business actors, Bank Mandiri is optimistic that Livin' Merchant will become a catalyst in accelerating financial inclusion and strengthening the tough local economic foundation. To enjoy all the latest features available, business actors can immediately update the Livin' Merchant application to the latest version through the Google Play Store.
As additional information, until September 2025, Livin' Merchant has been used by nearly 3 million users or grew 35 percent YoY with a total transaction value growth of YoY up to 166 percent.
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