JAKARTA PT Bank JTrust Indonesia Tbk recorded a net profit of IDR 112.86 billion in the first half of 2025.
This number grew 30.49 percent on an annual basis or year on year, when compared to the same period in 2025 of IDR 86.49 billion.
The increase in Bank Net Profit was triggered by an increase in Bank Operating Profit by 58.56 percent yoy to Rp 123.70 billion from the previous Rp78.01 billion.
The increase in operating profit was triggered by Bank net credit growth of Rp. 28.58 trillion (Net) in Semester I 2025 from the previous Rp. 26.98 trillion (Net) in Semester I 2024 or grew 5.95 percent yoy.
Meanwhile, the NPL Net Semester I 2025 ratio is maintained at the level of 1.37 percent.
In the first semester of 2025, the Bank also managed to record a third party fund (DPK) of IDR 33.96 trillion.
"During this first semester, the Bank maintained momentum by prioritizing the precautionary principle in expanding bank loans and deposits and maintaining the quality of its assets. So that the Bank was able to produce a better net profit in the first half of the same period last year," said J Trust Bank President Director Ritsuo Fukadai.
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Bank performance is also supported by strong capital with a Capital Adequacy Ratio of 13.11 percent in the position of June 2025 which shows that the Bank is in a good position to continue to grow sustainably.
With strong capital and liquidity support, J Trust Bank continues to improve digital capabilities and guarantee safe banking. We are committed to being able to answer customers' needs through a variety of innovative products, services and programs," concluded Ritsuo Fukadai.
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