BNI Has Salurkan Rp182.2 Trillion Sustainable Financing

Illustration (Photo: Doc. ANTARA)

JAKARTA - PT Bank Negara Indonesia (Persero) Tbk or BNI continues to strengthen its role in encouraging the transition to a green economy through the distribution of sustainable financing.

Until April 2025, BNI recorded sustainable financing of IDR 182.2 trillion or 24 percent of total credit.

Of this amount, Rp72.8 trillion was allocated specifically for green financing.

"Protracted financing is BNI's strategy to support economic growth in line with sustainability principles. The dynamics of climate change also encourages the banking sector to play an active role in financing that has a positive impact on the environment and society," said BNI Corporate Secretary Okki Rushartomo in a written statement, Monday, June 9.

Okki emphasized that BNI continues to strengthen the application of the principle of sustainability in its business processes, including in lending to sectors that have a positive impact on the environment.

BNI acts as a strategic partner in supporting a sustainable transition through Sustainability Linked Loans (SLL)-based assistance and financing services.

To date, BNI has distributed SLL financing of IDR 6.0 trillion to various sectors, including agrifood, cement manufacturing, steel, coal and packaging products.

This financing is aimed at encouraging increased company sustainability performance.

In addition, BNI has Risk Acceptance Criteria (RAC) by adding climate change risk mitigation, containing minimum requirements for (candidates) debtors for sectors that are at high risk of the environment, such as RSPO/ISPO certification and are committed to implementing No Deforestation, No Peak, and No Exploitation (NDPE) policies in land clearing activities for oil palm plantation sector debtors, fulfillment of AMDAL documents or UPL/UKL or PROPER according to their business sector.

BNI also applies selective financing to high-emission sectors, taking into account the implementation of environmental, social, and governance (LST) aspects, as well as a clear and measurable energy transition plan from debtors, as part of a commitment to support responsible financing and drive the transition to a low-carbon economy.

Market demands and regulators encourage business to be more environmental and social. BNI answered this by integrating ESG principles in business processes.

"BNI is optimistic that it can encourage the transformation towards a green financial system. With sustainable financing and the application of ESG principles, BNI seeks to pass on a healthy environment for future generations," said Okki.