Bank Muamalat Hajj Savings Grow 11.5 Percent

Photo illustration. (Doc. Bank Muamalat)

JAKARTA - PT Bank Muamalat Indonesia Tbk managed to carve a positive performance for registration of hajj portions and Hajj savings throughout 2024.

Bank Muamalat SEVP Retail Banking, Dedy Suryadi Dharmawan, said that throughout 2024 the overall portion of Hajj grew by more than 43.9 percent compared to the previous year.

The increase in the portion of hajj has a positive impact on the volume of Hajj savings which rose 11.5 percent year on year (yoy) to around IDR 1.5 trillion as of December 2024.

"Alhamdulillah, for Special Hajj, we are the main choice with a total registrant of around 57.8 percent of the total national special Hajj registrants. As for the whole, there are more than 70 thousand new pilgrims who have registered for Hajj through Bank Muamalat," said Dedy, Saturday, January 11.

Entering 2025, Dedy is optimistic that his party can continue the growth trend of hajj portion and Hajj savings.

According to him, the request for Hajj savings will remain high considering that the pilgrimage is an obligation for capable Muslims. In addition, the decrease in the cost of organizing the 2025 Hajj (BPIH) is also considered to have the potential to encourage the number of new Hajj registrants.

Bank Muamalat has also optimized the Muamalat DIN application to become a one stop solution to meet all the Hajj needs of the congregation.

Through Muamalat DIN, prospective pilgrims can open the iB Hijrah Hajj Savings account online.

In addition, there is a Hajj Bank feature in which it allows prospective pilgrims to pay the initial deposit portion of the hajj portion through the opening of the Hajj Congregation Savings Account (RTJH) as an initial process for registering the hajj portion.

Pilgrims can also repay the hajj portion, look at the registration history, or check the value of the benefits of the hajj that have been obtained by entering the portion number and date of birth. Dedy said the feature was not only to facilitate the congregation, but also to maintain the principles of transparency and accountability in the management of hajj funds. We will continue to explore cooperation with educational institutions and various other aggregator partners to increase the acquisition of hajj portion and Hajj savings. Therefore, God willing, the portion of Hajj and Hajj savings can record double digits growth again this year," concluded Dedy.