JAKARTA - The Ministry of SOEs appreciates the profit growth of PT Bank Rakyat Indonesia (Persero) Tbk or BRI reaching double digits in the second quarter of 2021, which is supported by digital and cultural transformation through the application of the core values of being trustworthy, competent, harmonious, loyal, adaptive, and collaborative or AKHLAK.
Special Staff III to the Minister of SOEs, Arya Sinulingga, assessed that BRI's profit growth, which until the end of the second quarter of 2021 reached Rp12.54 trillion, an increase of 22.93 percent compared to the same period in 2020, was a very good step.
"This is the result of the digital transformation carried out by BRI. Especially after the pandemic, we know that digitalization is an important step and BRI has succeeded in anticipating the pandemic by digitizing its services," he said in an official statement, quoted from Antara, Tuesday, August 24. .
As a result, there has been a very high growth in the use of digital services. For example, credit for MSMEs, ultra micro and so on rose 106 percent compared to the previous use of digital, as well as others.
"So, we look at the ability of digital transformation to look at BRI's capabilities. BRI can anticipate the dynamics of a developing situation and people also enjoy digital services, so it is not surprising that many MSMEs apply for credit via digital at BRI banks," said Arya.
In addition, the COVID-19 pandemic encourages a culture that has been built since 2020, a culture with a core value of AKHLAK encourages this cultural transformation.
"Although many BRI friends work from home, it turns out that they are able to maintain the quality of their work. And, all of this cannot be separated from the core values of AKHLAK that we have instilled in BRI bank human resources," he said.
The Ministry of State-Owned Enterprises really appreciates it because Indonesian MSMEs will be helped more and more especially more than 80 percent of the loans disbursed by BRI, 80 percent of which are for sector players.
Previously, BRI President Director Sunarso revealed that the company recorded a profit of IDR 12.54 trillion until the end of the second quarter of 2021 or grew 22.93 percent compared to the same period in 2020.
Sunarso detailed that BRI disbursed micro loans of IDR 366.56 trillion until the end of the second quarter of 2021 or grew 17 percent on an annual basis (year on year).
This growth in micro-credit disbursement strengthens BRI's commitment to focus on developing micro-businesses, with the composition of micro-credit reaching 39.44 percent of BRI's total loan disbursement.
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