Good News From BNI, This State-Owned Bank Promises Alumni Of The Pre-Employment Card Program To Get Low Interest KUR

Illustration. (Photo: Doc. Antara)

JAKARTA - PT Bank Negara Indonesia (Persero) Tbk as the implementing management of the program or PMO of the Pre-Employment Card program provides good news for the alumni of the Employee Card. This state-owned bank promises alumni of the program can access capital assistance in the form of people's business loans (KUR) with 3 percent interest.

BNI's Director of Institutional Relations Sis Apik Wijayanto said this effort was made to make the government's program successful in reducing unemployment. BNI as a Pre-Employment Card partner, he said, would continue to support the government's efforts. One of them is forming quality entrepreneurs.

"BNI has collaborated with the Pre-Employment Card PMO and so far it has provided many solutions. After participating in education or courses, KUR can be financed with only 3 percent interest," he said in a virtual discussion, Friday, June 18.

Apik said that the capital assistance was given because of the large number of Pre-Employment Card alumni who actually succeeded in opening businesses. Therefore, according to him, to maintain its sustainability, there must be concrete actions from banks in the form of access to capital.

Furthermore, Apik said that most of the traders from the program alumni sell their goods on digital platforms. So according to him, traders can reach a wider market, especially in the COVID-19 pandemic situation.

"So the interest is the one who formulates the Coordinating Minister for Economic Affairs. Due to the current pandemic, the interest is given at 3 percent," he said.

On the same occasion, Bukalapak's Chief Executive Officer (CEO) Rachmat Kaimuddin said his party as a Pre-Employment Card partner was ready to help the alumni of this program by providing a digital platform as a place to trade.

According to Rachmat, trading on digital platforms can help Pre-Employment Card alumni to be more organized and improve their business grades.

"If you trade online, all sales data will be recorded properly, so when you need additional capital, banking friends usually use digital platform data," he explained.

Rachmat also supports the BNI program. Because, as a national digital platform, the company can provide a very broad market. Not only that, the ease of transactions is an advantage for new entrepreneurs with medium to low capital.

Later, said Rachmat, Bukalapak will also provide online business classes for alumni who need additional knowledge to improve business.

"If you want to sell on Bukalapak, the capital is only a signal on the spot, if you don't have a gadget, you can borrow a friend or neighbor with a strong signal," he said.