JAKARTA - PT Bank Negara Indonesia (Persero) Tbk or BNI continues to develop digital banking services to help customers manage finances, divide funds based on needs, and plan various family financial goals.

The benefits of this service are felt by Agis Sukma Sejati, a BNI customer and one of the winners of a motorcycle prize in the BNI 2025 rejeki wondr program. Agis uses the wondr by BNI application to manage savings and separate daily needs funds from long-term financial plans.

According to Agis, the increased responsibilities in the family make financial management need to be carried out more disciplined and planned. The ease of accessing banking services through applications is considered to help him maintain consistency in saving.

"BNI is a safe space to store our hard work. Every time there is an increase in balance, it feels like seeing the foundation of the family's future getting stronger," said Agis.

He said that separating funds based on needs makes family finances more organized. In this way, routine expenses can still be met without neglecting various plans that want to be achieved in the future.

"We have become more disciplined in distinguishing between today's needs and long-term goals," he said.

Agis also assessed that digital services provide flexibility because banking activities can be carried out at any time. This ease helps him monitor and manage family funds without having to come directly to the branch office.

For Agis, banking services are not only used to store and make transactions, but also become part of the process of building better financial habits.

"If the family is likened to a team that is climbing a mountain of dreams, BNI is a partner that provides supplies so that our journey feels more directed. With the support of easy and practical services, we can focus more on realizing the family's dreams step by step," he said.

Separately, BNI President Director Putrama Wahju Setyawan said that changes in customer behavior in managing finances, as reflected in Agis' experience, are one of the drivers of BNI's service transformation.

According to Putrama, banks are now not only acting as a place to store funds, but also as partners who help customers build better financial habits.

"We are proud when BNI services can be part of the customer's journey. For us, success is not only measured by the number of transactions, but also by the extent to which the services we provide are able to help Indonesian families manage finances more wisely, realize future plans, and take every step more calmly," said Putrama.

He added, this spirit is part of BNI's journey which has entered its eighth decade. Through the theme of BNI's 80th Anniversary, Swadharma Bhakti Nagara, the company reaffirms its commitment to continue to innovate and provide financial solutions that provide real benefits for the community.

Through the development of digital services, BNI strives to help customers manage finances more practically, build healthy financial habits, and prepare for future needs more systematically.


The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)

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